Christopher Scotti Email and Phone Number

Experienced commercial, corporate and consumer finance attorney.Handles all aspects of commercial, corporate and consumer finance transactions, compliance matters, and general business counseling.Represents lenders, borrowers and trustees in secured and unsecured loans, structured financings, asset securitizations, factoring, swaps, commodities hedging and derivative transactions, and lease financings.Counsels sellers and buyers in private company mergers… Show more Experienced commercial, corporate and consumer finance attorney.Handles all aspects of commercial, corporate and consumer finance transactions, compliance matters, and general business counseling.Represents lenders, borrowers and trustees in secured and unsecured loans, structured financings, asset securitizations, factoring, swaps, commodities hedging and derivative transactions, and lease financings.Counsels sellers and buyers in private company mergers, acquisitions, divestitures and joint ventures.Experienced in bank regulatory matters relating to “non-bank” banks, and in warranty and consumer finance regulatory matters including usury, “margin stock,” Truth-in-Lending, ECOA, FCRA and GLB.Representative Matters● Represents the originators in various receivable, mortgage loan, student loan and other asset-backed structured financings and securitizations (up to $500 million).● Represents various money center and regional bank lenders in numerous working capital, investment finance and acquisition finance lending transactions (up to $50 million).● Represented a Fortune 500 company in the “true sale” of equipment lease receivables ($38 million).● Represents numerous borrowers in working capital, acquisition financing and real estate financing transactions (up to $1 billion).● Represented a Fortune 500 purchaser of $225 million in aggregate-related volumetric production payments.● Represented the purchasers of distressed bank holding companies' debt.● Represented the purchaser of various home builders in transactions exceeding $100 million.● Represents buyers and sellers in various acquisition and divestiture transactions ($2 million to $200 million).● Successfully defended a major Minnesota usury class action suit.● Regularly prepare "true-sale" and "non-consolidation" opinions.● Represents lenders in "cannabis-related" transactions. Show less