AIML Score is a business 2 business service provider, planning to provide lending solutions to Banks and other Financial Institutions, including end to end lending products, advanced AI/ML scoring technology and portfolio management services. Our focus is on micro and small loans to individuals and SMEs throughout the African market. Provided all pre-start up services covering all aspects including business development and business start-up legalities including:• Group and company structure planning; incorporation, license acquisition.Product innovation, development, launch and running BAU.Setting up of the Front Office functions.• Developing strategic partnerships, including channel, funding, and third-party service providersImplementing GTM, contracting and onboarding as service provider processes.Operational process planning and development (including streamlining IT and manual processing systems).Financial modelling, including Revenue forecasting (product revenue modelling).• Headcount planning and payroll forecasting.• CAPEX and OPEX forecasting.• Financial Statement forecasting (IS, CF and BS).• Budget review and streamlining, scenario and stress testing.• Equity and Debt Fund Raising.• Negotiation and Contracting.• Project Management (achieving multiple project deliveries within time and cost budgets).• Setting up the Back Office functions including Finance, Operations, Internal controls, and IT teams.• Setting up Mid-Office functions including Product teams, Data engineering and Data science, Portfolio Management functions, and Operations.• Extensive networking for Channel Opportunities and Financial Institutions.

Contracting through 1618 Technologies to provide consulting services for their larger business clients, developed a solid understanding of the Vena product and supported clients through their implementation of the reporting tool.Providing Vena integration consulting services for the implementation and optimisation of the VENA Financial Planning & Analysis (FP&A) systems. Partnering with clients on their implementation journey and providing a comprehensive range of services to ensure solutions meet their strategic objectives. Providing post-implementation support ensuring solution adoption, whilst keeping the bespoke software updated.• Participated in sessions with clients to elicit business and grasp technical requirements for implementation.• Collaborated with clients to design, develop process workflows incorporating best practices. • Implemented the Vena FP&A product for customers, configured data models, financial templates and reports. • Integrated data and hierarchies enabling user inputs into the database for client systems.• Completed Vena training: Financial Reporting and Budgeting; Vena Implementation

Responsible for defining and implementing the delivery of Channel VAS business strategy to provide micro loans to the underbanked in emerging markets. Developed strategic relationships with new customers (Banks and Financial Institutions), built and maintained existing customer relationships, and worked with CIO, developing plans to deliver on the set mix and value of loan and partnership targets.• Developed the overall MFS sales strategy across multiple African territories, identifying target customers for products and territories. Drew up the client onboarding process and key milestones from initial engagement through to contract execution, product Go Live and continued customer maintenance.• Produced competitor analysis, competitor SWAT analysis and a competitive differentiator document to outline where strategic advantage exists or can be developed.• Reviewed and contributed to the standardized contracts to be used between all key contracting parties - Company, Telecoms Operator and Financial Institution (usually Banks). These included bilateral, tripartite and global facility agreements. • Responsible for execution of the Sales strategy - maintaining current relationships and using these as leads to sell new products or to new territories; developed new customer leads to sell in new territories.• Led the proposal process and deal execution from planning, forecasting, budgeting and pricing to proposal development, client presentations, client Q&A as well as deal execution. • Worked with Product Director and Senior Program Manager to monitor and research market trend analysis for decision making, market intelligence gathering and interventions.

FSP Partnership LeadMoved to the Capital Interface team to drive integrations across the line achieving strategic objectives and building FSP partner relationships. Project management including agreeing rules of engagement, planning, in-country regulatory approvals, contract negotiation and execution, agreeing fee structures, capital commitment, funding plans, portfolio management settings, technical build (operating model, customer journey, product build, performance, financial and ESG reporting), and protection of IP and data, compliance, and accounting.• Led the XpressLoan launch in partnership with Ecobank and MTN Ghana, including project build, funding plan and contract conclusion• Building relationships with senior executives within Ecobank Group and Ecobank Ghana to build the partnership, educate and market the Jumo Platform throughout Ecobank• Strengthening communications with senior executives of other major FSPs in Africa to deepen relationships and lead further integrations onto the Jumo platformFinance Projects Manager, TOCResponsible for the creation and launch of the SPV’s, The Opportunity Co – Emerging Markets (TOC-EM) and The Ignite Foundation (IGNITE), which included financial reporting, treasury, controls, payment systems, operational readiness, finance and tax modelling, technical data teams and data processing, legal, regulatory, portfolio strategy, investor discussions and contracts, group structure (working closely with DFI) and entity incorporation.• Drafted the project plan; together with the project board; reviewed progress, hurdles, and next steps. Worked with specialists and teams in each field and ensured a coordinated result. Monitored and controlled the build phase of the project; reviewed and signed-off on testing. Facilitated contract discussions; drafted and executed contracts along with JUMO legal counsel and the DFI• Achieved TOC-EM and IGNITE Go Live, then handed to BAU before transferring into a Partnerships role

Barclays Group Consolidation and Reporting – Assistant VP (April 17 – June 18)Barclays Capital Services Ltd, London – Assistant VP (May 15 – Sep 16)ASBA Bank Ltd, Johannesburg – Treasury Finance Assistant VP (Feb 14 – Apr 15)Barclays Security Services Ltd, Singapore – Financial Control Assistant VP (Mar 12 – Jan 14) FINREP, London – Assistant VP (Jul 13 – Jan 14)Joined Barclays Securities Services Ltd (Singapore) as a Financial Controller, was a member of the team sent to migrate roles from New York to Singapore, culminating in winning the Singapore Finance Team Best Delivery Prize for its successful completion. Throughout the role, controlled the US Interest Rate Derivative (IRS) balance sheet while delivering a number of projects to improve monthly and quarterly reporting. Relocated to Johannesburg to manage the Barclays ABSA Treasury Finance – Funds Transfer Pricing team. Successfully project managed and delivered a number of tactical and strategic projects for both process improvement and improved reporting. Asked to join the London team to focus on running and improving the IFRS 12 and US SEC Average Balance Sheet reporting while also running the quarterly results announcement and later the annual report for Barclays Bank. After 18 months with Barclays London and the need to relocate for six months, re-joined the Barclays group as an AVP contractor with responsibility for consolidation and reporting, including financial reporting of the Barclays Africa Group (including ABSA) sale. This period included the implementation of IFRS 9; the creation of the Ring Fenced UK Bank and the replacement of the consolidation and reporting system (Hyperion).Currently responsible for the management of multiple functions and projects including: Barclays Bank Group Plc and Barclays Bank Plc (standalone parent entity) primary financial statements (Primaries) – Income Statement, Balance Sheet (c£1.1tn total assets), SOCIE and SOCI

Contract role responsible for Sanlam and Old Mutual monthly accounting reporting. Completed mapping project. Managed team of 9.

Global Financial Review Team - July 2008 to Oct 2010Financial Control: Bonds Branch - Oct 2006 to June 2008

Franchise changed from First Great Eastern to One Railway in April 2004

Systems Development Audit - Business Systems Control (BSC) TeamInternal Audit - Individual Life