• Completed annual credit reviews and financial analysis on BMO commercial borrowing clients. This included analysis of financial statements, projections, and cash flows and comparing to industry averages across a variety of industries in order to lower credit risk and improve client experience. • Coordinated with Account Managers to identify and cover daily overdrafts and authorize credit excesses in order to improve client relationships.• Completed margin testing to assess the financial stability of a Borrower’s account receivables, payables and inventory to match credit advances with actual monthly sales results.

• Assisted 1st year students acclimatize to the academic and social pressures that are present in university. Provided leadership and guidance to help new students succeed in every dimension of school life.• Fostered a community atmosphere in residence, while taking on leadership roles in promoting mental health and character building.• As Acting Manager of the residence I ensured that residence policies were upheld and coordinated with emergency services in order to respond to emergencies as they arose.

• Completed annual credit reviews for BMO’s commercial real estate lending team using financial analysis skills to interpret financial results in order to free up capacity for analysts so they can focus on building client relationships. Typical transaction size was $1,000,000 - $20,000,000.• Completed an independent research project and due diligence on the Canadian cold storage business. Identified a potential new industry for revenue growth and increased breadth in portfolios.• Assisted in the clean up and data validation of BMO loan system, which allowed Account Managers to better service their clients.