-Prepare underwriting memos and analysis focused on a company’s balance sheet, profitability, leverage profile, capital structure and other qualitative factors for businesses generating annual revenue of $100MM-$2B-Create financial models to forecast financial performance, debt repayment capacity, and revenue variance-Identify key risk factors and appropriate mitigants by utilizing market research and industry data-Coordinate credit approval process by proposing loan structures, recommending risk ratings and covenants, organizing legal documentation, and executing loan closing processes-Service portfolio of ~$800MM of direct credit exposure for 14 relationships along with originating new opportunities-Mentor and train new analysts or interns on business procedures and fundamental concepts of credit-Accompany relationship managers to client meetings to record key information about the client’s business and banking needs

-Managed portfolio containing over $14MM with a group of 14 other students covering each sector of the S&P 500-Collaborated with a partner to analyze and select a potential investment for the energy and utilities sectors portfolio-Developed a detailed investment thesis with supporting rationale based on historical trends and future forecasts-Presented valuation models and marketing materials on potential investments in the energy and utilities sector

-Interacted with clients and various levels of management as an integral part of the credit analyst team-Analyzed over 300 financial documents, provided loan specification information for 15 individual lenders, and revised 20 loan review documents

-Built relationships and accommodated high valued customers and potential new members-Organized 4 tournaments with 3 different formats for 340 golfers-Mechanical troubleshooting for malfunctioning golf carts and equipment