Christopher Thompson Email & Phone Number

Columbus, Ohio Area

Columbus, Ohio Area

Columbus, Ohio Area

• Created and directed department within the bank that was responsible for placing mortgage loans that fell outside internal bank’s guidelines while maintaining the integrity of the bank’s credit committee policies.• Identified and acted upon market opportunities and industry trends to increase bank profitably and increase mortgage origination through product development of Jumbo, portfolio, Non-Prime and niche lending programs such as HARP, OTC construction, 203k and Homestyle rehabilitation loans, Co-ops, Manufactured Homes, unique properties, and Super-Jumbo lending.• Provided consultation on underwriting policies and credit guidelines, including loan scenarios, with Branch Managers and Mortgage Bankers on a daily basis in order to maintain a high level of customer service and customer satisfaction.• Negotiated contracts with Correspondent and Wholesale investors and remained the key contact for all Wholesale investors to insure success and maintain a mutually beneficial relationship as measured by pull through rates, closed loans, product roll-out, and reliable service.• Initiated, planned, supervised and completed projects to improve efficiency in mortgage banking operations with no supervision/Senior Management input.• Integrated broker relationships throughout multiple multi-state bank branches.• Participated in the selection and oversight of core industry partners• Served as a liaison between all the key functions at the Banks Mortgage Division, including Marketing, Technology, Sales, Operations, Process Engineering, Risk, Compliance and Legal.• Assisted in updating departmental policies/procedures; Ensured departmental and bank-wide guidelines were followed.• Increased funded loan volume by 155% YOY 2015 to 2016• Increased number of units closed by 128% YOY 2015 to 2016

Columbus, Ohio Area

Duties & Accomplishments• Created and led a new division of the company in managing Broker Sales and Operations • Strategized with senior management and secondary marketing on methods to cost effectively remove aged loans from the company warehouse line.• Researched and analyzed the viability of additional income opportunities and company ventures.• Served as a company “help desk” for 130+ loan officers, department managers, and branch offices—guiding on loan placement, program availability and problem solving to overcome obstacles in complex loans.• Managed broker pipeline through direct contact and interaction with loan officers, sales managers, senior management and processing department• Increased broker sales by 300% during first 45 days of managing Broker Sales and Operations.• Developed, built and maintained relationships with lender account executives• Qualified, Pre-Underwrote and Prospected borrowers for Government, Conventional, and Construction mortgage financing.• Trained, advised and managed the activities of 15 loan officers as Sales Manager—while ensuring compliance with federal and state laws.• Created and presented a variety of corporate training and professional development presentations. • Achieved Top 3 loan officer status in both yearly and monthly production.• Datatrac, Encompass, NYLX, DU/LP expert

Columbus, Ohio Area

Duties & Accomplishments  Coordinated and operated the company’s warehouse lending lines and assured from credit report to assignment that loan was salable. Worked directly with Owner/CEO in day to day company operations. Advised company branches of Federal and multi-state regulations, changes and regulatory impact on mortgage product availability. Maintained and developed business relationships with referral sources including past customers, Realtors, past coworkers, and bank employees.  Consistently performed as a top income producer, approximately $190,000 fee income each year in 2003 & 2004, while directly managing a 5-6 person sales staff. Led top producing sales staff nine of twelve months in 2004, with best month of $110,000 in fees (22,000 per desk average—including personal). Created and conducted staff training sessions on products and procedures. Facilitated and represented the company at meetings with lenders, real estate agents and groups of prospective clients Prospected, pre-qualified, processed, directed the closing and funding of loans.

Wilmington, Ohio

Duties & Accomplishments Collected on delinquent mortgage accounts from 30 days delinquent through foreclosure. Assisted Loss Mitigation, Bankruptcy, Foreclosure, and REO departments. Named Western Union Quick Collect Top Performer.