Chris Ruby, Mba, Cfp® Email & Phone Number

Hunt Valley, Maryland, United States

Christopher Ruby is a registered representative of Lincoln Financial Advisors Corp., working in a support capacity. Securities and investment advisory services offered through Lincoln Financial Advisors, a broker-dealer (member SIPC) and registered investment advisor. Heritage Financial Consultants is not an affiliate of Lincoln Financial Advisors Corp. Chris Ruby maintains his CFP certification and only provides financial planning management services to LFA financial planners and professionals. He is not licensed to provide investment advisory or financial planning services directly to an LFA client. CRN-5352292-121422

Owings Mills, Maryland, United States

• Manage a team of Registered Representatives to achieve service and sales metrics on the highest classification ($5 million+) of individual investor clients at the company.• Coach the team to create elevated client experience and generate client value.• Participate in Relationship Management Department “Lead Team” meetings to develop department-wide metrics for multiple teams of associates.• Manage Senior Advisor and Senior Client Liaison relationships to ensure a cohesive approach to client needs.• Conduct monthly call reviews to assess risk management to the firm and to provide quality feedback to associates.• Conduct monthly one on one meetings with associates to review metrics, provide feedback and set short-term goals.• Represent Private Client Group at numerous meetings with other key stakeholders from technology, marketing, service and investment teams.

Owings Mills, Maryland

• Provide asset allocation and financial planning education to high net worth ($2 million+) individual investor clients.• Retain and expand existing client relationships through high-level customized service.• Manage sales pipeline to follow up on sales opportunities, capture outside assets and ensure efficient transfers to the firm.• Regularly engage clients to identify financial goals and planning opportunities.• Educate clients on additional products and planning strategies offered through Planning Services, T. Rowe Price Charitable and investment solutions offered by the firm.• Subject Matter Expert (SME) of Marketing Committee to work closely with Individual Investor Marketing Department to leverage data from third-party vendors, data from internal reporting and proprietary knowledge capital. • Assist in the development of focused campaigns to drive added value to our client’s and generate sales opportunities.• Utilize outside experience to assist department leadership with sales ideas, outreach strategies and leveraging Salesforce reporting to meet annual metrics.

Baltimore, Maryland Area

• Trained agency staff on financial planning talk paths and basic financial concepts.• Cultivated new financial planning client relationships from existing Allstate Property & Casualty clients.• Conducted client meetings to identify client financial goals and planning needs.• Distributed Mutual Fund, Annuity, Life Insurance, Disability Insurance and Long-Term Care products offered on the Allstate platform.• Offered employee benefit solutions through Allstate Benefits (formerly American Heritage).• Worked with top Property & Casualty agents in Maryland to meet corporate defined sales goals by number of policies sold and production credit.

Hunt Valley, Md

• Managed a support staff that is responsible for the completion of daily service items and preparation of financial presentations for 200+ clients. • Served as the chairman of the investment committee. The committee made quarterly investment decisions that were recommended to the existing clientele and prospective clients. • Constructed comprehensive financial plans and investment management proposals for new and existing ultra-high net worth clients. The plans incorporate of all areas of financial planning including: retirement, risk management/insurance, tax, business succession, education funding and estate. • Developed and modeled planning strategies to increase the Monte Carlo simulation probability of achieving the clients’ desired goals and optimize their overall financial situation. • Assisted clients with implementing the agreed upon strategies that were proposed in the comprehensive financial plan and through routine update meetings. • Conducted Annual and Semi-Annual Review presentation meetings to ensure that the financial goals established by the clients are met.

Master Of Business Administration - Mba, Business Administration And Management, General

Bachelors Of Science, Finance, Economics