Dynamic Wealth Strategies, LLC, with its experienced lawyers and tax professionals, has responded to tax law changes imposed under the 2017 Tax Cuts and Jobs Act by developing targeted income and transfer tax strategies to enable recovery of the otherwise “lost” benefits of property owners’ state and local property and income tax deductions (“SALT”); and increase the benefits to be derived from new Section 199-A that enables business owners to exclude a percentage of their qualifying business… Show more Dynamic Wealth Strategies, LLC, with its experienced lawyers and tax professionals, has responded to tax law changes imposed under the 2017 Tax Cuts and Jobs Act by developing targeted income and transfer tax strategies to enable recovery of the otherwise “lost” benefits of property owners’ state and local property and income tax deductions (“SALT”); and increase the benefits to be derived from new Section 199-A that enables business owners to exclude a percentage of their qualifying business income from tax. We offer our clients the ability to reclaim part or all of the now limited Schedule A state and local property and income tax deduction (the “SALT” deduction) utilizing traditional income tax, estate planning techniques, and wealth preservation structures that have been long recognized by the IRS and used successfully for decades. Our initiatives also help taxpayers who no longer file Schedule A to nevertheless utilize and maximize the unlimited deduction for charitable contributions. For business owners using pass-through entities (LLCs, partnerships, sole proprietorship and S-Corporations), we employ structured solutions that enable them to maximize the benefits of the deduction against business taxable income under new Section 199-A.Our target clientele includes: (i) owners of residential properties (principal homes, second residences, and vacation homes - any one or all of them) where the total property tax is equal to or exceeds $20,000, and the property owner has non-W-2 income from investments, capital gains, rental income, income from business(es), and miscellaneous income (such as royalties, licensing fees, etc.); and (2) shareholders, members, partners and owners of S-Corps, LLCs, Partnerships, and Sole-Proprietorships generating "Qualified Business Income" who may take the "Section 199-A Deduction" and exclude from taxation up to twenty-percent of the net-income from that business. Show less

Commercially Minded Business Attorney. We listen to your needs and concerns - seeking to understand your business in order to provide you with the best advice and counsel that takes into consideration not only legal issues and risk, but your business issues, customer relationships, practicality and cost effectiveness. We work with all sized businesses and any aspects, from start-up, securing financing, developing estimate and contract forms for use with customers, and transferring ownership… Show more Commercially Minded Business Attorney. We listen to your needs and concerns - seeking to understand your business in order to provide you with the best advice and counsel that takes into consideration not only legal issues and risk, but your business issues, customer relationships, practicality and cost effectiveness. We work with all sized businesses and any aspects, from start-up, securing financing, developing estimate and contract forms for use with customers, and transferring ownership through purchases and sales of businesses or estate transfers. Show less

Insurance Catastrophe Products continues the work of our predecessor Firm in Bermuda and promotes the distribution of innovative retail and small business supplemental catastrophe insurance policies, products and programs that were developed following the catastrophic loss events of Hurricanes Katrina, Wilma and Rita, which problems have been brought to mind recently by Hurricane Matthew. We focus on wind speed parametric based loss determination - providing immediate cash relief to its… Show more Insurance Catastrophe Products continues the work of our predecessor Firm in Bermuda and promotes the distribution of innovative retail and small business supplemental catastrophe insurance policies, products and programs that were developed following the catastrophic loss events of Hurricanes Katrina, Wilma and Rita, which problems have been brought to mind recently by Hurricane Matthew. We focus on wind speed parametric based loss determination - providing immediate cash relief to its policyholders when a loss event occurs to pay for losses and expenses after a disaster, including coverages for hurricane deductibles and items excluded from coverage under typical home and business property policies. We developed our signature Hurricane Deductible and Supplemental Expense Payment Policy for individuals and small to medium sized businesses. The Firm also creates and promotes related affinity and social media membership benefits and discounts for its policyholders. Show less

Integrity Resources is an independent, innovative business consultant providing advisory and product development services to U.S., Bermuda, and Internationally based financial, insurance, and reinsurance clients.We design, develop, structure, and market new financial and insurance/reinsurance products and instruments.Credit and Financing Related Products and Structures -Our Credit Default Policy Structure is being used for major developments to enable lenders to make… Show more Integrity Resources is an independent, innovative business consultant providing advisory and product development services to U.S., Bermuda, and Internationally based financial, insurance, and reinsurance clients.We design, develop, structure, and market new financial and insurance/reinsurance products and instruments.Credit and Financing Related Products and Structures -Our Credit Default Policy Structure is being used for major developments to enable lenders to make construction project financing loans at reasonable costs, and to assist borrowers to avoid recourse against non-project assets and personal guarantees.Our Principal Repayment Project Finance Guarantee Structure utilizes special purpose companies to raise financing to support infrastructure and related utility build out in developing areas as an adjunct to municipal bond and related financing techniques.Insurance and Reinsurance Product Design and Risk Management -We design and structure specialty products and coverages to address client objectives, such as: to participate in their own risks on an efficient basis with long term partner support; to provide a structured to grow their capital base to increase market share over a three to five year period; to assist with managing collateral obligations to fronting companies; and, to manage retentions across multiple lines effectively.Formation - We assist clients to develop business plans, and form and license companies in the U.S. and Bermuda, and make important business contacts with regulators, potential clients, and others.International Legal Assistance - When companies do not have legal staff, or need extra help for special projects, we manage international legal matters and negotiate and draft contracts with a knowledgeable and commercial mindset as "your out-sourced in-house counsel."Independent Directors - Integrity can provide commercially minded local representation and independent directors for your company’s Board of Directors. Show less

Advise clients in forming new reinsurance, energy, and other businesses, assisting in raising investment funds for their ventures, provide legal and management consulting, and design and place specialized insurance and reinsurance products and contracts.

Member of founding executive team of the Commercial Risk Partners Group which provided primarily casualty and liability insurance and reinsurances to Fortune 1000 companies, self-insurance and municipal pools.Mr. Sposato was responsible for corporate and legal management of the holding company, its three operating subsidiaries and its European contact office, including having responsiblity for the legal, tax and regulatory compliance of the companies, licensing, and designing risk… Show more Member of founding executive team of the Commercial Risk Partners Group which provided primarily casualty and liability insurance and reinsurances to Fortune 1000 companies, self-insurance and municipal pools.Mr. Sposato was responsible for corporate and legal management of the holding company, its three operating subsidiaries and its European contact office, including having responsiblity for the legal, tax and regulatory compliance of the companies, licensing, and designing risk management and financing products, structured vehicles and special purpose entities Show less