Chris Utter Email & Phone Number

Birmingham, Alabama Area

Birmingham, Alabama Area

U.S. banking franchise with operations throughout Sunbelt Region with 716 branches; ranked among top 20 largest U.S. commercial banks.2011 BBVA Top Talent Management Program. HR development plan for the top 10% talent pool.Brought on board as Finance Manager for Mortgage Lines of Business (LOB), supporting executive management, sales operations, and secondary markets. Tapped within six months to support Consumer Indirect Auto Lending LOB. Requested to take over management of Merchant and Payments LOBs 12 months later; also assumed consolidated reporting and presentations to executives for entire group. > Re-engineered bank-wide ROE models for division product lines that aggregated key details into one report and increased accuracy.> Teamed with Mortgage LOB executives to establish long-term plan resulting in >30% growth in mortgage production.> Created new Mortgage accounting application that slashed loan processing time from one day to < one hour.

Birmingham, Alabama Area

Banking company headquartered in Birmingham, AL.Vice President, Manager, Commercial Database Administration and Reporting | 2005 - 2006> Oversaw all reporting for Commercial LOBs comprised of Middle Market and Commercial Real Estate activities, Leasing and Capital Markets Subsidiaries, Healthcare and Large Corporate Divisions, Municipalities, and Non-Profits. > Created new reporting tool that identified underperforming accounts.> Built new commercial middle market scorecard enabling benchmarking based on portfolio profitability.---------------Assistant Vice President, Financial Manager, Trust Division | 2004 - 2005> Devised reporting tool that indentified customers in substandard fee schedule; presented analysis reports at monthly manager meetings.> Implement revenue-boosting fee increase through teaming on project with senior management.> Created first reporting tool for Private Client Officers that cited total portfolio relationship, allowing active account management not previously possible.---------------Assistant Vice President, Budget and Planning Applications Manager | 2002 - 2004> Directed Oracle Budget and Planning forecasting application system and processes for $48B balance sheet.> Oversaw complete set up and transition to Budget and Planning platform to Oracle Express database.---------------Funds Transfer Officer, Corporate Finance | 2000 - 2002 > Managed Funds Transfer Pricing (FTP) of $39B balance sheet in Oracle-based profitability system.> Advised budget planning group on FTP rate curves in forecasting and budget processes.

Birmingham, Alabama Area

Mortgage Broker services company. > Gained foundational experience through assisting branch manager and serving as relief manager in nine district offices.> Pinpointed and contracted potential business partners; generated pipeline of new customers.

Master Of Business Administration (Mba)

Bs, Finance

Courses completed: Advanced Funds Transfer Pricing Concepts ~ Intermediate Funds Transfer Pricing Concepts Member: Association.

Education record