Christos Bettios Email & Phone Number

Mclean, Va, Us

Linthicum Heights, Maryland, Us

o $1.8B/yr retail, 35 branches, 22 states. Responsible for all software and infrastructure technologies.o Ellie Mae Encompass, Surefire CRM, unique workflows built with 3rd party APIs and Developer Connect, and Virtual Desktop (VMWare) o Full stack AWS custom development for mobile portals for borrowers and partners; industry-leading innovative solutions; on and offshore developmento Twilio integration for real-time text messaging for production systems events and custom solutions – demo: https://vimeo.com/274581602/5ebe44ef43o Launched Technology for Third Party Origination (TPO) channelNFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with multiple offices throughout the United States. In the past two years alone, the organization has been recognized as one of the Top 50 Best Companies to Work For and one of the Top 100 Mortgage Companies in America by the Mortgage Executive Magazine; a Top Mortgage Employer by the National Mortgage Professional Magazine; and the #1 Mid-sized Company and Top Workplaces by the Baltimore Sun. At NFM Lending, we operate on 5 core values: service, commitment, opportunity, respect, and excellence. We believe it is our consistent commitment to these values that has allowed us to grow so rapidly over the years.

REMFinTech Participates in:Strategy - Leverage and redeploy existing technology investments to drive profit growth and capture new marketsExecution - Innovative product development that enables stakeholder transparency and participation, including consumers, originators, servicers, and investorsInvestments - Please contact us for participation in REMFinTech solutions currently in development

Minneapolis, Mn, Us

Since March 2016:- Part of a strategic initiative developing the Mortgage Originations technology roadmap. Work includes deploying a new digital loan application portal, conducting FinTech and traditional mortgage vendor selections, expanding use of automation and loan quality tools, and proposing consolidation of originations technologies across channels.- Part of the Agile Implementation team that is deploying the new borrower mortgage portal with integrations to the existing LOS and third party providers including Credit, AUS, Fees, and eSigning.July 2015 - Feb 2016- Engaged by the Technology and Business leadership to launch a mission critical solution to enable a top 10 mortgage lender to maintain its on-going origination operations during a key regulatory transition. Under a short schedule and with resource constrains, worked with internal and contractor resources to design, develop and launch a production-ready solution in 60 days- The TRID solution was successfully deployed to operations teams nationwide; became part of a larger strategic initiative and is used to originate billions of dollars of mortgage loans- The new operational system utilizes the latest MISMO UCD standards and includes integration with backend systems and downstream partners. It is used by multiple business channels and supports the bank’s entire loan portfolio- Designing process and technology solutions to address title and closing fee collaboration challenges presented by the new industry operational adaptation

Santa Ana, Ca, Us

o Created new organization focused on launching new solutions for: Origination, Servicing, Data and Analytics, Appraisal, and eClosingso Launched new, strategic solutions  LienScore™ - Portfolio analytics for customers looking for: proactive, streamlined refi decisions growth of the Home Equity origination, and portfolio surveillance, managing undisclosed and unmonitored risks.  eCD™ - Electronic collaborative Closing Disclosure for the CFPB implementation Solution to address August 2015 RESPA/TILA reform, improve vendor management and CFPB implementation compliance, and enhance borrower experience  Integrated Print and Mail Services for originators and servicers, eliminating labor intensive operations and expanding our customer offerings  eSignatures for Loan modifications for GSE portfolios and repurchased Websigning application for CFPB Loan Estimate and Closing Disclosure solutions

Santa Ana, Ca, Us

o Managed a team of 47 systems analysts, developers, architects, DB administrators, and support staffo Owned and maintained production systems used to serve top 15 largest originators and servicerso .Net, Javascript, SQL Server, and integration applications; automated, customer-specific integrated workflows, enabling product generation and services for tens of thousands of loans per montho Launched new customer facing technologies  Loan data compliance and analytics - QC@Closing™, a Rules based engine analyzes HUD1 closing data for investor compliance firstDocs™- Loan Modification document generating system used by 3 of the 6 largest servicers to prepare thousands of loan modification documents per month Servicing solutions – new integrations and automated workflowso Managed operational systems including reporting, ticketing, and billing integration with Corporate ITo Annual Disaster Recovery and Semi-Annual Business Continuity Planning for Servicing Default Systems

Washington, District Of Columbia, Us

o Main Role: Technology and Business Owner of Electronic Note (eNote) Delivery systems Managed the development and operation of a Tier 1 technology for the largest industry wide paperless mortgage solution Secure, eSigned MISMO SMARTDoc™ eNote delivery with eVault holding upwards of 250K loans worth $50B; Fully MERS integrated; worked with lenders on every industry eClosing piloto Member of Loan Quality Initiatives Research Team Participated in analyses and data acquisition initiatives for closing data to predict defective loans GSEs announced by the end of 2013 their intent to expand their ULDD requirements with the new Uniform Closing Dataset (UCD)o Managed Strategic Industry Vendor and LOS Partnerships Met quarterly and semiannually with key Loan Origination System (LOS), document preparation and compliance systems. Objective was to maintain Fannie Mae product availability and compliance with upcoming product releases and new technology requirements Ensured leadership position for Fannie Mae product distribution and support for our technology solutions Led Fannie Mae participation across numerous industry standards workgroups

Us

Recruited by Client Partners to lead a consulting practice building and deploying Business to Business and Supply Chain Management solutions for US and international based clients

Solutions architect for Call Center to eCommerce integration using CTI and IVR technologies (CISCO and Genesis). Clients included GEICO, NY Life Insurance, United Airlines and Sun Micro

Managed large, multi vendor development teams for federal contracts including for Department of Defense; lead developer across mission critical, large scale Program Oversight systems

Ms, Mis

Bachelors Of Science, Operations Research-Management Science