Are rising expenses and declining fee income challenging your banking organization’s profitability? There IS a cost-effective solution—one that offers a performance-based fee structure.As a Training Consultant for John M. Floyd & Associates, I help Community Banks and Credit Unions by conducting on-site employee training sessions to employees enabling effective communication on the compliance- and revenue-improving opportunities a JMFA program provides to customers or members.“We only make money if you do” is our value proposition, as many of our services work on a contingency-only basis: John M. Floyd & Associates has been a leader for decades in improving the performance and profitability of small banks with offerings such as:☞ OVERDRAFT PROTECTION –JMFA Overdraft Privilege program solves the regulatory challenges that have caused so many Overdraft Service programs to become obsolete. This consumer-focused, fully-disclosed program guarantees 100% compliance. We partner with your organization to implement and manage everything, including on-site training for staff. What’s more, you only pay us a percentage of the increase in income from this service.☞ VENDOR CONTRACT NEGOTIATIONS – JMFA’s Contract Optimizer program ensures the best terms and rates on vendor agreements such as credit card processing, card branding, core provider and internet banking—saving our clients millions each year. Our 98% success rate in savings with this service is hard to ignore, especially with the cost being only a percentage of what you save.JMFA also offers Recruitment Services for banks and credit unions, from Executive Management to Contract or Temporary Staff. We have access to top talent through our network of over 85,000 industry professionals.Please view the links below and connect with me here or at:✉: CHUCK.SHOEMAKER@JMFA.com | 📞: 913-515-4025Vendor Contract Review | Non-Interest Income | Executive Search