Ref Finance is a community-led, multi-purpose DeFi platform built on the NEAR Protocol.Ref takes full advantage of NEAR’s low fees, one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!).

BDN (Business Data Network) is committed to build a decentralized global business data ecosystem via data validation to connect tens of thousands of businesses and individual users’ data supply and demand. It uses blockchain technology to provide natural decentralized value delivery and reliable transactions, integrating real business data, personal information data, and network behavior data, and working with ecological data players to reshape the business structure, the ecological circle and innovative application scenarios. By this, it aims to achieve trusted multi-party data interoperability and value enhancement, and drive a trillion dollars smart new retail ecosystem by data.