Ciara Murphy Email and Phone Number

In a mission-driven (and award-winning) consulting firm, my role is to lead, inspire and support clients and teams across a number of key areas - Sustainability strategy development and implementation; Corporate sustainability reporting; Leadership training and development for sustainability; ESG Strategy; Sustainable finance projects, and Climate impact and Innovation projects.

• Led a review of a leading Irish Stockbroker around governance, risk and compliance management and culture. • Led the banking license application process for a Fintech digital bank. Worked with senior executives on presenting to the Board on the authorization and application process for a banking license in Ireland, as well as advising on documentation preparation and ‘face to face’ interactions with the local regulator.• Provided advice to a global US international bank on meeting regulatory conditional commitments to their extended banking license. • Individual Accountability regime related activities around Fitness & Probity regime and upcoming Senior Executive Accountability Regime (SEAR) readiness in the Banking sector. Coaching and mentoring individuals through the Pre-Controlled Function (PCF) interview process and Comprehensive Assessment for US international banks. Building SEAR readiness for a US international bank.

• Headed Operational Risk and Governance teams: building and developing team resources; leading inspections across both US and UK international and domestic banks. • Provided review and advice on the structure of the CBI internal governance framework. This involved interviewing many senior stakeholders across the CBI including the Governor, Deputy Governor and a number of Directors. The outcome of this review resulted in improvements at both a governance structure and process level.• Led a Behaviour and Culture review working with the Dutch Central Bank of a domestic retail bank. The outcome of this review formed part of the publication of the CBI Behaviour and Culture report 2018, shining the light not only on the importance of culture in decision making, but also the consideration of a broader set of stakeholders, in particular the consumer. It also has paved the way in terms of regulatory expectations around Diversity and Inclusion (D&I) and the introduction of the Individual Accountability Framework in Ireland.• Developed authorization assessment methodologies in risk management and governance areas of Brexit related global International banks. Was part of the Exploratory team involved in interviewing C-Suite level individuals on proposed business plans, governance and risk management frameworks, as well as leading banking license assessment areas.• Represented CBI at European Central Bank on improving level of homogeneity of inspection reporting across member states. Facilitated internal training on report writing from a linguist from the Dutch Central Bank to CBI Banking Supervision team members.

Leading two finance projects involving a client acquisition balance sheet review and a transfer of monthly, quarterly and annual accounting operational activities for 5 entities from Microsoft to One Finance.

Working with the Finance team on a number of areas which include:1. Documentation of key processes and identification of areas to improve efficiency and accuracy;2. Managing testing of a new Purchase Order system;3. Documentation of key policies and procedures in the area of Cash management and Intercompany funding.

Managing and delivering Third party service organisation reports (SAS 70; ISAE 3402; SSAE16) to organisations in the Assets management sector. Such engagements involved managing a team in conducting a review of a service organisations overall control environment as well as a more detailed review of the internal individual processes and controls involved in serving their clients; and managing the review and issuance of the final report. Managing and delivering internal audit and compliance reviews in organisations in the Banking; Aircraft Leasing and Pensions and Investments Sector.Managed the audit of MARTS for an Irish retail and commercial bank in conjunction with the Central Bank of Ireland (CBI). This involved managing a team in conducting a review of a sample of mortgages in arrears and those solutions offered by the bank to determine whether they were in line with the CBI guidelines and CCMA provisions.Part of management team of the Asset Quality Review (AQR) of an Irish retail and commercial bank. This involved the management of a team in the review of a sample of commercial loans to determine whether the banks own classifications and provisions were in line with the EBA guidelines and reporting on same to the EBA and CBI. Managing investigations into the lifecycle of a sample of commercial loans and participation of key members of an Irish Building Society, in conjunction with a CBI Enforcement team. This involved the management of a large team responsible for the review and categorisation of a large numbers of documents using an ediscovery tool related to the loan initiation, approval, administration and monitoring process of commercial loans. It also involved the preparation of reports and communications directly to the CBI.Throughout my career, I have coached and mentored many members of the risk advisory team in the development of their careers.

Involved in the establishment of an internal audit department of a custodian bank which involved gaining an in depth knowledge of the business, assessing risks; devising work programs and annual audit plan.Carrying out internal audits in line with the annual audit plan. Preparing a monthly internal audit report for senior management and Head of Internal Audit based in the Netherlands. This report was also shared with Dutch Central Bank.Carrying out other adhoc internal activities as they arose.Being first point of contact for annual visit of external financial auditors.Prepared an internal readiness review for a SAS70 report performing detailed testing.

Involved in a new system architecture project with regard to financial and regulatory risks.

Working with the Financial department involved in the identification of the processes affected by the introduction of GST in Australia in 2000.

Training completed in the area of Manufacturing, Retail and Distribution sector. Included auditing small to large sized companies and managing up to teams of three to four people. Preparation of financial statements and management letter reports and presentation and discussion of same with clients. Also involved in KPMG Forensics in Zurich on ‘Jewish Gold’ project involving UBS.