Cindy Mora Email & Phone Number

Colombia

• Guided expansion into three Central American markets, collaborating with a cross-functional team of 12 to adapt B2B products to local market, and financial frameworks, while aligning with global Business Line expectations• Championed the B2B strategy for Colombia and Central America, collaborating with a 15+ member team across sales, engineering, category management, and marketing, leading to a $27M B2B CAPEX approval

Colombia

• Led B2B financial analysis team for renewable energy projects in Colombia, analyzing projects exceeding $500k and halving project preparation time. Achieved 100% global investment committee approval. Managed average investments of $10M• Intervened in B2B financial planning, made decisions on closing and strengthening business lines, and evaluated new opportunities. I created a partnership between Enel X and Itaú Bank to finance B2B projects• Created, analyzed, and presented Financial Planning & Analysis for B2B, focusing on budgeting, forecasts, and monthly reports. Successfully negotiated a Business Plan with $20 million in EBITDA for B2B• Managed company cash flow, Opex, and Capex. Established weekly Capex tracking meetings to make informed decisions aligned with project timelines and Opex optimization. Monitored Capex for solar energy projects totaling $25 million

Colombia

• Guided a B2B team in financial decisions collaboratively creating and monitoring initiatives to meet Budget objectives Secured global approval for a 37.4-megawatt photovoltaic project with $24.4M in Capex, resulting in the company establishing an independent Photovoltaic business line• Built and analyzed financial models for projects exceeding $500k, presented to local and global committees, and achieved over 100% market share growth by selling a 37.4MW photovoltaic project

Colombia

• Analyzed financial documents, sociodemographic profiles, and cash flow to assess applicants' financial conditions. Made informed credit decisions for clients up to $75,000, ensuring thorough risk analysis and achieving default rates below 2%, thereby maximizing profitability• Monitored the credit portfolio to identify potential risks and ensure compliance with credit policies, providing regular alerts and reports to the policy-building area, resulting in the adjustment of credit policy guidelines

Colombia

• Conducted phone verifications for personal banking credit applications and implemented a streamlined process to reduce analysis time per client, boosting daily case processing by 20%

Colombia

• Managed nationwide vehicle loan operations, involving analysis of customer asset acquisition needs, structuring of amortization schemes, and oversight of the operational process for loan legalization, from document creation to disbursement and client signature acquisition.

Master Of Business Administration - Mba

Intensive English Program

Bachelor Of Economics, Gpa 3.65/5.00

Master Of Finance, Gpa 4.40/5.00