-Manage and develop the business relationship with the clients in the allocated portfolio by acting as clients' contact point with Garanti Bank and managing internal departments to address any customer service issues;-Make customer visits, identify and develop new business opportunities by establishing, maintaining, and enhancing long-term relationships;-Monitor performance indicators for each client and proactively own, respond to, uncover and anticipate future needs, roadblocks or expectations and risks that may arise in relation to the market or clients and propose solutions to optimize the risk/profit ratio;-Identify customer needs/market opportunities and grow revenue share across the portfolio;-Prepare documentation for existing or new products and services;

-Analyzing from a financial sustainability perspective the credit proposals initiated by the company’sbusiness units, evaluating the associated risks and proposing relevant risk mitigation- Understanding each client's business processes, product and product line specifics,financial flows and underlining (as part of a set of comprehensive reports) its unique selling points andpotential risks, according to a detailed SWOT analysis.-Ensuring the compliance of the credit proposals initiated by business units with the company’slending policy, credit procedures and external regulatory requirements such as National Bank ofRomania specific legislation in the leasing (and general finance & banking) areas.-Ensuring that the reviewed credit proposals have all additional information required during theprocedural flow-Responsible for client rating reviews: reviewing credit application packages to determine theaccuracy of assigned credit rating for new/existing client and adjusting the rating accordingly.-Submitting the credit proposals to competent Credit Committees and ensuring these aresuccessfully approved.-Actively involved in the development of credit processes and methodologies and in theirimplementation in the company’s procedural flow;- Constantly monitor legislation linked to the services offered by the leasing companyand also frequently supervise the evolution of the clients’ financial status. Proactively engage withclients when legislation or regulations are changing and also when their financial situation evolves andimplies a different credit approach.-Performing ad-hoc analysis/reports and share with supervisors-Monitoring the database of credit proposals.-Using specific software systems (CRM, ERP) in order to maintain an accurate client database withcorresponding financial information per each. Validating various standard (or ad-hoc & customized)reports either produces by these systems or custom built using MS Office or similar tools.

-Coordinating the activity of identifying, measuring, evaluation, administration, monitoring andcontrol for the company’s risks regarding credit services and additional financial services offered bythe company.-Developing internal risk policies, methodologies and standards (required financial documentation,expected metrics and corresponding ranges, etc..) for risk management-Implementing and maintaining, across company, processes and techniques for risk assessment andlimitation of risk exposures-Defining, Implementing and following up on & constantly improving strategic plan to prevent,eliminate and mitigate company’s main risks-Collecting and analyzing the internal and external data necessary for risk analyses-Investigating root causes of significant risks and providing financial advisory services as support forboth clients and leasing company to mitigate these risks-Managing risks, collecting and evaluating quantitative and qualitative financial data by adaptingappropriate risk assessment methodologies and tools-Providing reports regarding the significant risks, in order to establish the risktolerance/appetite of the company-Periodically reviewing risk management policies and procedures-Following legislation and provisions in the field of financial and capital markets, as well as anyrelevant legislation

- Reviewing funding requests for business customers (SME with turnover ranging between 1-5 million Euros)- Identifying specific needs of SME customers and creating the best offer in terms of products / services- Structuring transactions, scoring performance, analyzing financial statements and cash flow, collateral structuring, preparing credit applications- Supporting credit file to the competent entities with approval rights- Preparing credit and guarantee contracts, registering guarantees inElectronic Archive for Assets Used as Collateral in Secure Loans- Managing and reporting corporate loan portfolio- Ensuring the bank-client relationship in all stages of the credit- Monitoring SME clients throughout the performance of credit products and credit risk early detection- Informing and advising SME clients on the range of products and services offered by the bank- Attracting new customers, identifying customer financing needs and providing corresponding solutions for loans- Active promotion of bank products for SME customers

- Ensuring fulfillment of all formalities required when using credit facilities after their approval- Providing departments charged with managing, monitoring and tracking SME credit information and documents necessary for carrying out their work- Submitting to existing customers from the bank's SME portfolio notices, requests or information about the failure of contractual conditions, finding causes and determining how to remedy the situation- Preparing the documentation required for L / G approval - Providing support to the person responsible for SMEs clients in the stages of preparation and approval of the credit file

- Preparation of revenue and expenses- Tracking and analyzing the budget- Preparation of financial-accounting reports for holding, business partners, finance and audit firm- Keeping track of financial documents of the company- Preparing and accounting payrolls and statements related to these- Overseeing the company's current operations (notes of reception, cash book, issuing invoices, consumer bills, banking operations)- Making amortization of fixed assets- Tracking and recording into accounting the foreign currency trade- Tracking and recording leasing contracts- Preparation of monthly balance and other synthetic documents for the company

- Accounting the import-export activities- Specific financial accounting operations of the company- End of month operations- Accounting salaries- Drafting primary accounting documents- Specific activities related to the relationship with banks (drawing credit files, tracking the performance of credit - the company benefitted from various forms of credit such as line of credit, investment credit or factoring)