Claudia Mikhael work email
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Claudia Mikhael personal email
Claudia Mikhael is a Loan Officer at Next Chapter Financial. She possess expertise in mortgage lending, loan origination, loans, real estate, refinance and 44 more skills.
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Loan OfficerNext Chapter FinancialDetroit, Mi, Us
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Mortgage Loan OfficerMortgage Xperts Apr 2020 - PresentShelby Township, Michigan, United States
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Mortgage Loan OriginatorBank Of England Mortgage Jan 2018 - Nov 2022 -
Mortgage Loan OriginatorSouthwest Funding Jan 2015 - Jan 2018 -
Loan ProcessorMortgage One, Inc Apr 2013 - Feb 2014Bloomfield Hills
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Loan ProcessorAspire Lending Sep 2012 - Apr 2013Farmington HillsProcess and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies & procedures, registered loans on the origination system. Perform Welcome Call, Status Call and Pre-close Call update communication log as needed. Issue proper disclosures as required by federal regulatory compliance and review rate locks and point objectives for accuracy, ensure overage and underage is approved as well as waiver of any fees, set up files and order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems, order title insurance, closing protection letters, wire instructions and escrow fee’s. Review flood and tax certificates and surveys noting all issue’s upon receipt, review all documents thoroughly before submission to underwriting, obtain and review documents for acceptability against loan conditions, with the loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation. Completing due diligence reviewing post-commitment conditions. -
Short-Sale Specialist & Broker AssistantKeller Williams Jan 2012 - Sep 2012Property Listing, client interview and processing. Develop best course of action for optimal solution. Collect and classify documentation from Income Assets, Financial Exposure, and other relevant credentials. Task third party entities for additional documentation, including title and law firms. Present package to short-sale lender for review and negotiation. My involvement includes from initial consultation through final case closure.Research county and state public records to validation. Consult to legal team, contractors, city officials and other entities to authenticate and corroborate legal documentation and property ownership.
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Intern In The Special UnitMacomb County Prosecutors Office Sep 2011 - Dec 2011-Handled “Operating While Intoxicated” cases from beginning to end, complete required forms, issued petitions, judgment, release, and assisted in accounting. -Shadowed prosecutors in district and circuit courts, attending trials for many different types of criminal cases. -Police ride along, helped me understand the various tactics of collecting evidence and methods used.
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Sr. Loan ProcessorGenuine Mortgage Company Jan 2000 - Jan 2009Troy, MiCommunicate with lenders, underwriters and closers from lending institutions on conforming and non-conforming loans. -Process applications through Genesis v17.0n trade software. -Extensive knowledge in Fannie Mae and Freddie Mac DU/DO/LP systems. -Order various documents for underwriting loans such as title work, appraisals, surveys, VOEs, VODs, etc. -Developed relationships with Financial Account Managers to work on guidelines and underwriting issues.
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Bank TellerCharter One Bank Mar 1999 - Apr 2000Processed withdrawals, loan deposits, check deposits, and check cashing transactions. .Helped walk in customers open accounts and convert them into prospective clients.
Claudia Mikhael Skills
Claudia Mikhael Education Details
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Corporate Finance -
3.02 -
Political Science And Government
Frequently Asked Questions about Claudia Mikhael
What company does Claudia Mikhael work for?
Claudia Mikhael works for Next Chapter Financial
What is Claudia Mikhael's role at the current company?
Claudia Mikhael's current role is Loan Officer.
What is Claudia Mikhael's email address?
Claudia Mikhael's email address is ge****@****bal.net
What schools did Claudia Mikhael attend?
Claudia Mikhael attended Walsh College Of Accountancy And Business Administration, Oakland University, Oakland University.
What are some of Claudia Mikhael's interests?
Claudia Mikhael has interest in Poverty Alleviation.
What skills is Claudia Mikhael known for?
Claudia Mikhael has skills like Mortgage Lending, Loan Origination, Loans, Real Estate, Refinance, Investment Properties, Negotiation, Fha, Residential Mortgages, Management, Finance, Underwriting.
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Claudia Mikhael
United States
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