Clay Clifton Email & Phone Number

Vidalia, Georgia

Vidalia, Ga

Serving the financial needs of the agricultural industry throughout Wheeler, Montgomery, Toombs and Tattnall County. AgSouth Farm Credit is a customer-owned agricultural lending cooperative serving the financial needs of rural Georgians. We're part of the nationwide Farm Credit System, created by Congress in 1916 to provide rural America with a dependable source of funding for agriculture and agriculturally-related enterprises.As an agricultural credit cooperative, AgSouth is owned by the member-borrowers who purchase stock/participation certificates in the cooperative. At the end of each fiscal year, AgSouth's board of directors may choose to retain the association's net income to strengthen its capital position or distribute some or all of the net income to members by declaring a dividend on stock, or a patronage refund.When we distribute our profits to our members, it reduces their effective costs of borrowing, and it proves there are distinct financial benefits in doing business on a cooperative basis with AgSouth!