Clément Grospiron Email & Phone Number

Paris, Fr

Ville De Paris, Île-De-France, France

Retail Banking CIB InsuranceCompliance Ethics Financial Crime Duty of Vigilance Anticorruption AML CTF FCPALBP Group is a public banking-insurance company, subsidiary of La Poste Group. Its network relies on post offices whose agents operate on behalf of and for the bank. LBP is the leading lender to local authorities and public hospitals.RoleGroup Head of Ethics, Anticorruption, and Duty of Care.Supervision of a team of 8 people, management of around thirty ethics officers.Challenges- Ensure dissemination and compliance with ethical rules.- Identify and manage corruption and duty of vigilance risks that the group is exposed to.- Structure, lead, and animate the group's anticorruption and duty of vigilance programme.- Ensure the integration and monitor the compliance of subsidiaries program (including CNP).- Protect whistleblowers.Missions- Assist the Senior Management in spreading the culture of ethics / anticorruption / duty of vigilance- Ensure management and coherence of the programme- Manage whistleblowers alerts- Monitor ethical breaches.Results- Organization of the department around 4 poles (Anticorruption, ethics, subsidiary management and animation, risk management and duty of vigilance)- Strengthening the resources allocated to the department.- Mapping corruption risks and those related to the duty of vigilance across the group.- Revision of the code of conduct and ethics and anticorruption training.- Definition of the third-party due diligence procedures- Implementation of first and second lines of defense to strengthen the risk control system.- Training Senior ManagementCompliance Ethics Financial Crime Duty of Vigilance Anticorruption AML CTF FCPA GDPR

Paris

The Agence française anticorruption (AFA), or French Anti-Corruption Agency, is a national service entity under the authority of the French Minister of Justice and the Minister in charge of the Budget. Its mission is to verify the reality and effectiveness of anti-corruption compliance mechanisms implemented notably by companies, state administrations, or local authorities. It also aims to assist competent authorities and those affected in preventing and detecting acts of corruption or, more broadly, breaches of integrityRoleSpecial Advisor to the Deputy Director of ControlChallenges- Strengthen control techniques and enhance the effectiveness of the controls conducted by the agency.- Clarify the agency's doctrine regarding the compliance of anticorruption mechanisms.Missions- Provide technical support to inspectors during controls conducted by the AFA.- Train AFA agent- Represent the Agency at external conferences or training sessions on methodological topics or related to control findings- Update the AFA's anti-corruption reference framework.Results- Updated methodological tools necessary for conducting controls (conducting an interview, control report plans, sampling, methodological guide for follow-up actions).- Operational participation in controls, providing support and technical assistance to control teams during all phases of control- Updated AFA recommendations.- Drafted a practical guide for construction companies.Compliance, risk management, audit, anticorruption, Sapin 2, FCPA

Ville De Paris, Île-De-France, France

Compliance Audit AML-CFT Anticorruption Sapin 2 FCPAEY is a financial audit and consulting firm. It is the third-largest network globally and provides financial audit, consulting, and legal services. Its EY Forensic and Integrity Services department supports companies across all sectors in protecting their reputation and managing their exposure to compliance risks (fraud, corruption, AML-CTF...).Functions:Senior ManagerManagement of teams of consultants gathering 2 to 3 peopleChallenges:- Increase the visibility of EY Forensic and Integrity Services in the industrial and financial sectors- Offer clients solutions tailored to their compliance needs and contexts- Be an expert within the teams of consultants- Monitor the evolution of applicable regulationsMissions:- Assist clients (banking, insurance, industry) in ensuring their AML-CFT or anticorruption programmes are compliant- Assist clients during inspections led by the Prudential Supervision and Resolution Authority (ACPR) or the French Anticorruption Agency (AFA);- Train senior management teams on AML-CFT and anti-corruption.Results:- Led the compliance implementation of AML-CFT and anti-corruption systems for three major banking or insurance entities and a global leader in transport and logistics.- Reviewed all documentation required by the supervisor during inspections, and prepared for surveillance interviews.- Conducted a corruption risk mapping for a major insurance company.- Defined action plans related to major or critical identified risks.Compliance, risk management, audit, fraud, AML-CFT, anti-corruption, Sapin 2, Monetary and Financial Code, Insurance Code, FCPA

Paris

Banking, Central BankCompliance, Risk Management, Anti-Money Laundering and Counter-Terrorist Financing, Anti-Corruption, Sapin 2, Monetary and Financial CodeThe Banque de France is an independent institution of the French Republic that has guarded the nation’s currency and financial system for over two hundred years. It is a key player in France’s economic and financial system, performing public service and general interest missions for public and private sector operators.Functions:Head of Financial Security and Compliance Advising ServiceChallenges:- Strengthen the compliance and effectiveness of the bank's anti-money laundering and counter-terrorist financing and anti-corruption programme.- Assist the departments in implementing the applicable regulations.- Ensure the compliance of suspicious transaction reports (STRs) to the French FIU (Tracfin).- Manage a service of 12 people.Achievements:- Established a dedicated service for managing the bank’s anti-money laundering and counter-terrorist financing measures.- Implemented a compliance advisory line for all of the bank’s departments.Defined procedures related to the detection and reporting of unusual transactions by the bank’s clients (employees or institutional clients).- Enhanced the bank's tools dedicated to detecting unusual client transactions.- Trained the bank’s staff on AML-CFT.Compliance, risk management, anti-money laundering and counter-terrorist financing, anti-corruption, Sapin 2, Monetary and Financial Code

Paris

Banking, Insurance, SupervisionCompliance, Audit, AML-CFT, Insurance Code, Monetary and Financial CodeIn France, the supervision of banking and insurance undertakings is carried out by the Autorité de contrôle prudentiel et de résolution. The ACPR is an administrative authority, which, pursuant to the French monetary and financial Code, is independent both in financial terms and in the performance of its tasks. The ACPR is operationally attached to the Banque de France, which provides it with the resources necessary for its operation, notably human and IT resources.FunctionsDeputy Head of the AML Supervision Service for the Insurance SectorManagement of a team of 10 peopleChallenges- Enhance the compliance of AML-CFT programmes of insurance organizations and intermediaries.- Organize a dedicated service for the insurance sector responsible of off-site and on-site inspectionsMissions- Define control procedures for the inspectors to follow.- Define the annual program of on-site inspections of regulated entities.- Implement continuous monitoring.- Conduct supervisory interviews.- Lead both off-site and on-site inspections.- Propose follow-up actions to the ACPR Board based on the inspections carried out.- Represent the ACPR at external conferences or training sessions on methodological topics or related to inspection findings.Achievements- Conducted on-site inspections of leading insurers.- Developed the annual Anti-Money Laundering Questionnaires (QLB) to be completed by regulated entities.- Implemented an automated analysis tool for QLB.- Managed five disciplinary procedures before the sanctions commission.- Trained inspectors on AML-CFT, participated in several ACPR-organized supervisory conferences.- Member of the AML-CFT advisory committee.Audit, supervision, anti-money laundering and counter-terrorist financing, Insurance Code, Monetary and Financial Code.

Paris

Insurance, Lifestyle Protection, BrokerageCompliance, Legal, Anti-Money Laundering and Counter-Terrorist Financing, Insurance Code, Partnerships, Contract LawGenworth Insurance is an insurance company specializing in lifestyle protection.It provides a wide range of insurance coverages.Functions:Head of Legal and ComplianceManagement of a team of two peopleChallenges:- Ensure the compliance of the company's activities in France and the Benelux.- Ensure the legality of contractual documentation.Missions:- Assist commercial teams in the launch of new products.- Review all contractual documentation applicable to clients and brokers.- Maintain relations with supervisory authorities and professional associations in the sector.- Manage litigation and sensitive claims.Achievements:- Developed life and non-life insurance products with credit institutions or brokers.- Drafted the General Terms and Conditions of contracts and the legal documentation for their distribution.- Monitored the compliance of sales processes (phone, internet, paper) and the distribution network.- Served as the Anti-Money Laundering Correspondent for the French, Belgian, and Dutch branches.- Provided training and advice to commercial or support teams: New products; claims management and handling of complaints; internal procedures (AML-CFT; Treating Customers Fairly).Compliance, legal, anti-money laundering and counter-terrorist financing, insurance code, partnerships, contract law, brokerage.

Paris

Financial Services Division of CNH Industrial: Debt Mobilization, Securitization, Equipment Industry, Agriculture, Public WorksCompliance, Legal, Debt Mobilization, Securitization, PasportingCNH FINANCIAL SERVICES provides financial assistance and services to support the companies and clients of CNH Group brands for the sale, purchase, or use of agricultural machinery, construction equipment, and more.Position:Legal and Compliance ManagerChallenges:- Ensure the group’s financing- Fund the working capital needs of the industrial subsidiary- Ensure the legality of contractual documentation- Ensure compliance of activitiesResponsibilities:- Mobilize the receivables of the industrial subsidiaries- Implement a securitization of assigned receivablesAchievements:- Established group refinancing across Europe- Created local branches through European passporting- Trained employees (AML-CFT; Code of Ethics)

Paris

Factoring, Debt Mobilization, Brokerage, Credit InsuranceLegal, Compliance, Obligation Law, Monetary and Financial Code, LitigationAcquired by GE CAPITAL, RBS Factor offers a wide range of financing products related to corporate receivablesPosition:Legal and Compliance ManagerSupervising a team of three peopleChallenges:- Ensure the legality of contractual documentation- Ensure compliance of activities- Protect the company’s assets against potential client defaultsResponsibilities:- Manage litigation related to assigned debtors and insolvency procedures affecting clients- Ensure collection of transferred receivables- Draft factoring contracts for clients and their financial or credit insurance annexes- Manage the legal documentation in force within the company- Ensure compliance of partnerships with brokers- Oversee KYC (Know Your Customer) and AML-CFT (Anti-Money Laundering and Counter-Terrorist Financing) proceduresAchievements:- Member of the Credit Committee- Implemented new products: Delegated factoring, balance buyback- Created a legal library encompassing all company procedures and contract templates- Recovered €40 million in receivables, both domestic and export- Trained employees and group leaders: ethics code, AML-CFT, client protectionLegal, Compliance, Obligation Law, Monetary and Financial Code, Litigation, regulation

Paris

- Réglementation bancaire- Droit des affaires- Conseils- Transactions- Contentieux- Conformité réglementaire

Paris

- Affacturage- Assurance crédit- Recouvrement- gestion du poste client

Miami

Paris

Dess Droit Des Affaires Internationales, Droit Bancaire, Des Affaires, De La Finance Et Des Valeurs Mobilières

Djce, Droit Bancaire, Des Affaires, De La Finance Et Des Valeurs Mobilières

Institut Portalis - Master Sciences Juridiques Et Morales