Clif Gustafson Email & Phone Number

-Targets opportunities to streamline processes through the application of technology and outsourcing solutions to deliver value for clients-Creates governance structure for BPO providers to ensure quality and long-term scalability of vendor relationships-Builds company culture translates across all borders and we have integration from our partners into our.

Virginia Beach, Virginia, United States

• Manage a Team of Mortgage Underwriters and provide direct support for day to day operations
• Manage work flow and overall pipeline to ensure management of turn times and prompt closings
• Review and clear higher risk loans with additional analysis to mitigate risk
• Train and develop Underwriter's for individual careers for growth during changing guideline period
• Continue to maintain all designations and underwriting requirements with focus on maintaining current knowledge of FNMA, FHLMC, Ginnie guidelines
• Review all manual underwrites and have signing authority for higher risk VA loans

Virginia Beach, Virginia, United States

• Active CHUMS ID
• Active VA SAR ID
• Analyze income, asset and credit documents for risk analysis in determining credit worthiness
• Review and approve property appraisals
• Authorized to underwrite conventional and all government products including VA, FHA & USDA
• Utilize FNMA DU, Freddie Mac LP, and USDA GUS reports as well as manually underwrite

Virginia Beach

-Prepare and review loan documents for final submission to mortgage underwriters-Directly work with Loan Officers to prepare files for underwriting submissions-Directly work with borrowers to get conditions, assets, and loan documents in order to prepare an accurate and complete mortgage applicant.-Help support team development and ensure pipelines stay on.

Virginia Beach, VA

-Prepare and review loan documents for final submission to mortgage underwriters-Directly work with Loan Officers to prepare files for underwriting submissions-Directly work with borrowers to get conditions, assets, and loan documents in order to prepare an accurate and complete mortgage applicant.

Virginia Beach, VA

-Valet for local restaurants -Planned and organized Valet Parking for private parties and Large corporate events-Managed valet's in team shifts, consisting up to 8 valets.

Virginia Beach, VA

-Sought out active leads and pursued community based stories for The Virginian-Pilot-Took my own photographs and prepared digital media slide-shows for use on the Pilot's Website-Met editorial deadlines and conformity in a timely manner-Reported on location, giving interviews, gather facts, and determining what was the story(Please see below for some of my.

Norfolk, Virginia

-Coordinated and managed the sale and marketing of college textbooks for online sale-Directly managed floor employees for the university bookstore for Old Dominion University.

Norfolk, Virginia

-Helped plan and execute promotional events for local radio stations-Oversaw small promotional campaigns with local businesses-Organized large scale concerts and large speaking events that included networking with local businesses to advertise with new media at these events.-Managed a team of 15 promotional assistants who carried out specific promotional.