Cliff Stanbrook is a highly experienced and innovative Financial Services Professional. Skilled in Regulated Business Review, Operational Data Management, Business Analysis, T&C Supervision, Team Leader, Quality Assurance, Regulated Sales Management and Financial Planning (QCF Level 4 Diploma qualified). He is ex-global bank, and has specialised in financial services contracting to provide Business & MI Analysis, Past Business Investment, Pension & Mortgage Review, Quality Assurance & Supervisory oversight. Cliff is also well able to use his experience, within project teams, to provide change management and operational data management services, data verification/cleansing exercises along with the delivery of MI reporting suites.Cliff is highly PC literate with the ability to convert process map workflows and project T&C requirements, using Advanced Excel 365, into effective operational system tools enabling workflow management and effective redress & remediation actions.Cliff’s contracting regulated review experience includes reviewing suitability of IFA investments & pensions, focusing on ATR, fund relevance, clients’ income needs, cost comparisons and loss of benefits on investment/pension switching advice; as well as reviewing Interest Rate Hedging Products under a Section 166 order for a major high street bank and Past Mortgage Business for a household name bank. Plus, whilst at HSBC as a Sales Manager, conducting numerous post sale case reviews of investments & HNW investment portfolios, individual & group pensions, individual & business protection.