Clive Gould Email and Phone Number
Clive Gould work email
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Clive Gould personal email
Risk professional with significant experience in invoice finance working for most of my career within banking organisations and financial services. Operating within senior leadership teams, I have a track record of driving change, leading strategically, and transformation. I have worked across a variety of risk disciplines including credit, compliance, financial crime, operational and enterprise risk. I am creative, original, innovative and seek to inspire teams to achieve exceptional business performance. I am deeply invested in people, have a passion for business growth, strive to achieve excellence, and am committed to building successful teams.
Novuna Business Cash Flow
View- Website:
- novuna.co.uk
- Employees:
- 1357
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Novuna Business Cash FlowUnited Kingdom
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Head Of Credit RiskNovuna Business Cash Flow Sep 2021 - PresentTelford, England, Gb -
Risk Director - Invoice FinanceAldermore Bank Plc Feb 2017 - Aug 2021Reading, GbA strategic leadership role reporting to the Chief Risk Officer, I carried ultimate responsibility for all risk issues in respect of the Receivables Finance business lines, leading a team of 34. I sat as a voting member on the Bank's Transactional Credit Committee together with Conduct & Operational Risk Committee and Management Credit Committee, involvement spanning products across the Bank including Asset and Retail Finance.I successfully restructured the team during the first two years in role, bringing with it cost benefits, heightened performance, a widescale revamp of the suite of policies and operating procedures, and a clear plan around talent development and succession. More broadly, my commercial approach to risk enabled the business to grow their portfolio by 40% during my time with the Bank whilst at the same time ensuring this was managed safely and securely and impairment and delinquency have been minimised. -
Director Of CreditClose Brothers Invoice Finance Feb 2015 - Feb 2017Brighton, GbOperating as a board director, I sat on the business' senior management team with responsibility for strategic direction of the business. Reporting to the Credit Risk Director of the Commercial Division of the Bank, I had material involvement in other lending including Asset Finance, Leasing, Vehicle Hire and Brewery Rentals. -
Head Of CreditClose Brothers Invoice Finance Nov 2010 - Jan 2015Brighton, GbFrom a standing start, I created and developed the business' credit risk function. Leading a team of 23, responsibilities primary comprised Policy & Reporting, Audit & Survey, Recoveries, Credit Underwriting and Portfolio Analysis.
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Head Of Risk And RecoveriesClose Brothers Invoice Finance Feb 2009 - Nov 2010Brighton, GbCreated in the teeth of the financial crisis, this role was established to help the business closely manage their book during that downturn. I had responsibility for reassessing the approach to recovery and collect out, and undertook an ongoing independent analysis of portfolio to enable impartial assessment of risk trends and areas of concern. Managing a team, I enabled the Bank to minimise its bad debt, reassess its approach to risk management, and propose and implement workout strategies for its increasing delinquent book.
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Senior Client ManagerClose Brothers Invoice Finance Mar 2006 - Feb 2009Brighton, Gb
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Client ManagerClose Brothers Invoice Finance Jul 2005 - Mar 2006Brighton, Gb
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.City Invoice Finance Ltd Oct 2004 - Jun 2005
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.Alex Lawrie Factors Ltd / Lloyds Tsb Commercial Finance Ltd Sep 1993 - Oct 2004
Clive Gould Skills
Clive Gould Education Details
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University Of Leeds -
Manchester Grammar School
Frequently Asked Questions about Clive Gould
What company does Clive Gould work for?
Clive Gould works for Novuna Business Cash Flow
What is Clive Gould's role at the current company?
Clive Gould's current role is Head of Credit Risk - Novuna Business Cash Flow.
What is Clive Gould's email address?
Clive Gould's email address is cg****@****e.co.uk
What schools did Clive Gould attend?
Clive Gould attended University Of Leeds, Manchester Grammar School.
What skills is Clive Gould known for?
Clive Gould has skills like Credit, Asset Based Lending, Credit Risk, Restructuring, Funding, Factoring, Banking, Corporate Finance, Invoice Discounting, Risk Management, Commercial Banking, Commercial Finance.
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