Clive Richards Email & Phone Number

At Momentum Financial Planning, our focus is on providing expert financial planning and advice support services to both individuals and businesses. We offer expert insight and are dedicated to developing and implementing strategic plans that deliver on your financial goals. From business services and insurance to individual financial plans, our processes are simple and streamlined while our services are tailored to each client's exact needs. We are committed to helping you fulfil your lifelong financial needs, by providing relevant and unique solutions to suit your budget and individual circumstances. It is our aim to build and maintain enduring relationships by providing transparent, simple and effective communication. Our broad range of advice, insurance, investments and health offerings give you the best possible financial solution, because good financial wellness enables you to achieve your purpose in life.In order to deliver the above I've ensured that I have completed all the necessary courses and qualifications required by a Financial Planner, equipping me to advise you and to be your long term partner in reaching your financial objectives and safeguarding your financial plan.

Greater Jakarta Area, Indonesia

Guiding and advising the E-commerce business into building a sustainable commercial business.Infuse into the various teams a knowledge of Retail, Category management, Assortment management, Marketplace management, alignment of Marketing to product and image, and General Management.Guiding and advising Matahari Department Stores in developing an Omni Channel Retail offering.

Johannesburg Area, South Africa

Operating in the retail sector with a headcount of approximately 3500 individuals. Responsible for the national buying functions for Cambridge Foods which encompasses: All sourcing of General MerchandiseRange constructionMargin Management and Pricing Supplier Negotiation and Relationships Planning, Space Planning and Layouts Supply Chain

Johannesburg Area, South Africa

Buying, Planning, Merchandise Management, Margin Management, Marketing and Supply Chain consulting to Private and listed businesses.Project Management and Business Planning for Start-Ups and organic growth opportunities in established businesses.

Cape Town Area, South Africa

Meltz stores held the position of being the largest discounter of fashion and branded fashion, clothing, footwear and accessories in South Africa. Meltz operated with 43 Stores located nationally in South Africa trading in large formats of between 2000 and 4000 m2.Development of all strategic and operating procedures and policies Responsible for Buying, Planning and Supply ChainRunning all store operationsResponsible for financial reporting and ITAchievements:Successful alignment of merchandise to marketing, systems to scale, cash flow to inventory and margin to corporate costs.

Johannesburg Area, South Africa

International Carpets is one of the largest suppliers of Synthetic Area Rugs into the South African market, has exclusive agencies from suppliers in Belgium and wholesales and distributes into all the major furniture, DIY and décor retailers. The company also has a division supplying the Decorator and Hotel industries. Overall responsibility for all functions of the business including strategy, merchandising, sales, marketing, buying, shipping, logistics and finance.

Cape Town Area, South Africa

The largest health, beauty, pharmacy and general merchandise (Drug Store) retailer in South Africa, Clicks has in excess of 450 stores in Southern Africa and is listed on the South African stock exchange. The company employs in excess of 6,000 people.Reported to the CEO and Board of Directors and held the positions of Member of the Company Executive Committee, and Member of the Clicks Operating Board.Responsible for strategy, vision and operations of all the commercial activities of the businessSourcing and procurement of all merchandisePlanning, replenishment, allocation and flow of all productsMarketing, promotions and PR Sales margins, stock-turn and other key performance measures

Cape Town Area, South Africa

The company employed in excess of 1,000 full-time and part-time people and operated as a fashion retailer focused ladies clothing, footwear and accessories trading in 124 stores nationally with an average trading space of 300m2 per store.Accountable to the Board of Directors and managed the company through an Executive Committee of six Executives, three Buying / Lifestyle Managers, with an extended management team of 18 Senior Managers responsible for all operations of the business.

Woolworths is a Department Store business offering Fashion, Food, Beauty and Homeware under its own Brand as well as certain selected well-known brands. It also offers a range of financial services.Contributed at Board Level to setting policy regarding the overall Profitability and Inventory Management of the Textiles Business Unit. Direct Staff complement of 9 Senior Managers directing and managing Supply Chain, Replenishment and Procurement.

Johannesburg Area, South Africa

Reported to the Group Chief Executive Officer and held the position of Member of Edgars'​ Retail Board of Directors.Directed the activities of 10 divisional executives who were responsible for some 300 people involved in planning, buying, promotions, brand management, supply chain management, logistics and merchandise allocation for over 173 Edgars' stores in Southern Africa.

Regulatory Examination: Financial Planning Representative Re5

Regulatory Examination: Financial Planning Key Individual Re1

Retail Distribution Programme, Business/Commerce, General

Diploma In Marketing Management (Imm), Marketing/Marketing Management, General

Dip. IMM (Institute of Marketing Management)