· Evaluated the magnitude of the credit risk of Ying tang zhi kong utilizing public information and annual reports;· Revealed potential credit risks caused by increased debt financing and reduced profitability through the method of analyzing the key liquidity ratios;· Used the CPV model to study the relationship between the credit risk of the Bank of China and macroeconomic factors· Based on the AIC principle in the R language, screened out three macro factors that had a significant impact on bad loan ratio and completed the regression model; summarized and completed the research report;· Learned and mastered the application of the binomial tree model in the measurement of default risk;· Understood the practice of using the internal rating model to assess the level of corporate credit risk.

- Assisted account managers in providing information related to IPO allotment, fixed income, and mutual fund investment products to existing and prospective clients. Assisted in client administration.- Individually researched Chinese Stock Market, with focus on the Liquor Industry and the Growth Enterprise Market. Practiced moving average, candlestick analysis on randomly selected stocks. Simulated trading with the basic technical analysis result. Reviewed profit which was mostly attributable to the market upward trend for the short investment period.