AeroLeads people directory · profile

C M. Email & Phone Number

Senior Non-QM Underwriter at Kind Lending | NMLS #3925
Location: Encinitas, California, United States 10 work roles 1 school
LinkedIn matched
✓ Verified Jun 2026 3 data sources Profile completeness 86%

Contact Signals

LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Role
Senior Non-QM Underwriter
Location
Encinitas, California, United States
Company size

Who is C M.? Overview

A concise factual answer block for searchers comparing this professional profile.

Quick answer

C M. is listed as Senior Non-QM Underwriter at Kind Lending | NMLS #3925, a company with 107 employees, based in Encinitas, California, United States. AeroLeads shows a matched LinkedIn profile for C M..

C M. previously worked as Senior Home Lending Underwriter - QM and Non-QM/Team Lead at Jpmorganchase and Consumer Loan Underwriter IV - Private Mortgage Banking Division at Wells Fargo Home Mortgage. C M. holds Bachelor Of Science (B.S.), Business Administration, Management And Operations from California State University - San Marcos.

Company email context

Email format at Kind Lending | NMLS #3925

This section adds company-level context without repeating C M.'s masked contact details.

Kind Lending | NMLS #3925

Review company-level records connected to C M. before choosing the right outreach path.

Profile bio

About C M.

As a Senior Underwriter with over 23 years of experience in the lending industry, I excel at providing fair and accurate assessments of borrowers' creditworthiness and eligibility for various lending products and programs while ensuring compliance with regulatory and company standards. My core competencies include credit underwriting, auditing, financial analysis, and risk assessment.For more than a decade, I was a valued member of the Chase and Wells Fargo underwriting teams, where I demonstrated my leadership, collaboration, and problem-solving skills by mentoring and supporting junior underwriters, contributing to the quality and efficiency of the underwriting process, and participating in the development and implementation of underwriting policies and procedures. I also delivered high customer satisfaction and retention by providing timely and professional feedback and communication. I am looking for an opportunity to join a dynamic and innovative team that values collaboration, diversity, and excellence in the financial industry.

Current workplace

C M.'s current company

Company context helps verify the profile and gives searchers a useful next step.

Kind Lending | NMLS #3925
Kind Lending | Nmls #3925
Senior Non-QM Underwriter
santa ana, california, united states
Website
Employees
107
AeroLeads page
10 roles

C M. work experience

A career timeline built from the work history available for this profile.

Senior Non-Qm Underwriter

Current

California, United States

Responsible for underwriting non-agency and non-QM mortgage loans, ensuring they meet corporate and secondary market investor standards. My role is involve in analyzing borrower credit files, collateral, and capacity to determine creditworthiness, as well as reviewing loan documentation for accuracy and completeness. Acts as a subject matter expert.

Sep 2024 - Present

Senior Home Lending Underwriter - Qm And Non-Qm/Team Lead

Remote, United States

Responsible for overseeing the underwriting process for Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM) loans. My role involves leading a team of underwriters, ensuring compliance with regulatory standards, and maintaining high levels of accuracy and efficiency. Led, mentored, and managed a team of QM and non-QM underwriters, providing.

Oct 2020 - Nov 2023

Consumer Loan Underwriter Iv - Private Mortgage Banking Division

Wells Fargo Home Mortgage

San Diego, California

As a Consumer Loan Underwriter IV in the Private Mortgage Banking Division for Wealth Borrowers, I was responsible for evaluating and underwriting complex mortgage loan applications for high-net-worth individuals. My role requires a high level of expertise in assessing financial profiles, ensuring compliance with regulatory standards, and delivering.

Sep 2018 - Oct 2020

Exception Underwriter Iv/Nco - National Credit Office

Wells Fargo Home Mortgage

San Diego, California, United States

As an Exception Underwriter IV with the National Credit Office, I was responsible for evaluating and underwriting complex and exception-based loan applications. My role required a deep understanding of credit risk, regulatory standards, and company policies. Reviewed and underwrote complex and exception-based loan applications that fall outside standard.

Sep 2014 - Sep 2018

Correspondent Underwriter Iii

San Diego, California, United States

Responsible for evaluating and underwriting mortgage loans sourced through correspondent lenders. My role involved ensuring compliance with regulatory standards, maintaining high levels of accuracy, and supporting the overall efficiency of the loan underwriting process. Reviewed and underwrote mortgage loan applications submitted by correspondent lenders..

Nov 2012 - Jan 2014

Sr. Compliance Officer/Attorney Auditor

San Diego, CA

Responsible for overseeing and managing the compliance program, ensuring adherence to legal and regulatory requirements, and conducting thorough audits to identify and mitigate risks. My role required a deep understanding of compliance, law, and auditing practices. Developed, implemented, and oversaw the organization's compliance program to ensure.

Apr 2011 - Dec 2012

Loss Mitigation Underwriting Manager/Avp

San Diego, CA

Oversaw and managed the loss mitigation underwriting team to ensure the effective and efficient processing of loss mitigation applications. Led efforts to evaluate borrowers' financial situations and develop appropriate strategies to mitigate losses while adhering to regulatory and company standards. Supervised and mentored a team of loss mitigation.

Nov 2007 - Sep 2010

Underwriting Manager

Aegis Wholesale Mortgage

San Diego County, California, United States

Responsible for overseeing the underwriting team, ensuring efficient and accurate processing of wholesale mortgage loan applications, and maintaining compliance with regulatory standards. My role required strong leadership, in-depth knowledge of mortgage underwriting, and a commitment to delivering exceptional service to wholesale partners. Led, mentored.

Mar 2004 - Aug 2007

Regional Operations Manager/Vp Of Operations

Orange County, California

I was responsible for overseeing the operations and performance of multiple branches within a designated region. My role involved managing teams, ensuring compliance with regulatory standards, and optimizing operational efficiency to meet business objectives. Led, mentored, and managed branch managers and their teams across the region, providing training.

Nov 2003 - Mar 2004

Underwriting Manager

Aegis Funding Corporation

Irvine, CA

I was responsible for overseeing the underwriting team, ensuring the efficient and accurate processing of sub-prime loan applications, and maintaining compliance with regulatory standards. My role required strong leadership, a deep understanding of sub-prime underwriting principles, and a commitment to delivering exceptional service. Led, mentored, and.

Mar 2002 - Nov 2003
Team & coworkers

Colleagues at Kind Lending | NMLS #3925

Other employees you can reach at kindlending.com. View company contacts for 107 employees →

1 education record

C M. education

  • California State University - San Marcos
    California State University - San Marcos
    Business Administration, Management And Operations
FAQ

Frequently asked questions about C M.

Quick answers generated from the profile data available on this page.

What company does C M. work for?

C M. works for Kind Lending | NMLS #3925.

What is C M.'s role at Kind Lending | NMLS #3925?

C M. is listed as Senior Non-QM Underwriter at Kind Lending | NMLS #3925.

Where is C M. based?

C M. is based in Encinitas, California, United States while working with Kind Lending | NMLS #3925.

What companies has C M. worked for?

C M. has worked for Kind Lending | Nmls #3925, Jpmorganchase, Wells Fargo Home Mortgage, Plaza Home Mortgage, Inc. National Correspondent, and Jpmorgan Chase & Co..

Who are C M.'s colleagues at Kind Lending | NMLS #3925?

C M.'s colleagues at Kind Lending | NMLS #3925 include Daniel Velasquez, Frank Ramirez, Carol Dali, Lanisa Wilson, and Pamela S Mccole.

How can I contact C M.?

You can use AeroLeads to view verified contact signals for C M. at Kind Lending | NMLS #3925, including work email, phone, and LinkedIn data when available.

What schools did C M. attend?

C M. holds Bachelor Of Science (B.S.), Business Administration, Management And Operations from California State University - San Marcos.

Find 750M verified contacts

Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.

People with similar names

Check these profiles if this is not the C M. you were looking for.

View similar profiles