Monograph Wealth Advisors was founded by seasoned investment professionals in January 2015 and is based in Los Angeles, California. Monograph is employee owned and an independent, fee only advisor. The partners share years of experience managing the assets of affluent families, and have developed proprietary investment and wealth management systems that are able to address the complexity of affluence.The firm receives no compensation other than that paid directly by clients; as a result, our advice is unaffected by conflicts.For each client family, we construct a Financial Monograph, a personalized and highly tailored wealth plan. Our proprietary system is a liability-based method of asset allocation, which is driven by client-defined priorities. Our planning method results in a portfolio that accesses more confident sources of return using low expense, engineered public market investment vehicles.We assist clients in defining their priorities and then organize them into a framework that further identifies them as essential, important or aspirational. While intuitive to the client, these terms also serve as proxies for understanding the suitability of risk for each objective. This process details a client’s life objectives and defines the priority, risk suitability, character and liquidity requirements for each objective.We are then able to calculate the capital necessary to fund the full set of priorities and review the sufficiency of available financial resources, both current and anticipated future resources (e.g. unrealized human capital, inheritance). Suitable return factors are then systematically matched to fund or protect each objective.The portfolio behaves like a privately tailored hedge minimizing the volatility around the achievement of the client’s priorities. At Monograph, portfolios are tailored, suitable and fully transparent to clients. We believe that clients make better decisions when empowered with more information in an unbiased format.

Coco Lorenzo is the head of Client Services and Operations for Stonemark Wealth Management. Coco leads the client service team, coordinates the client’s investment process and manages the operations functions of the company.