Codruta Ghinea Email & Phone Number

Luxembourg

- In charge of a portfolio of public sector and financial institution clients for Central and Eastern Europe.-Analysis of ABS transactions, limits setting and monitoring.

Luxembourg

In charge of securitisation and covered bond transactions with Spanish and Portuguese banks.

Paris Area, France

-Set-up of non-payment credit risk instruments for oil traders (invoice discounts ans silent payment guarantees)-Origination of new deals through daily contact and negotiation with clients-Credit analysis for new counterparts and annual renewals

- Participation in the structuring and setting-up of new securitisation transactions- Review of the legal documentation from a risk and operational stand point- Set-up of financial models for new deals (excel spreadsheet)- Role of coordinator between the various internal and external actors of the project (client, risk department, middle and back office.

- In charge of a portfolio of 6 European deals (trade receivables, RMBS, auto loans) implying frequent client contact- Computation of “tranching” and of client financing needs- Risk monitoring of asset portfolio through triggers and covenants follow-up- Drafting of renewal files for the risk committee

Greater New York City Area

-Credit analysis for a portfolio of major American investment banks and broker-dealers: annual reviews and renewals, amendments and refinancing-Follow up on legal files and compliance covenant monitoring-Training in Credit Analysis, Financial Modelling and Derivative Products

-Drafted the integration business plans for targeted real-estate companies-Computed company valuation (DCF and multiples)-Developed financial models to determine amount, maturity and structure of financing needed and to assess the creation of value for investors

London, United Kingdom

-In charge of a portfolio of 70 banks spanning 8 countries: France, Belgium, Netherlands, Luxembourg, Ireland, Denmark, Norway and Island-Maintained and updated bank model data-base from annual reports: reprocessed financial data to compute banks’ metrics-Attended client reviews and wrote meetings minutes to be distributed to all internal participants

-Participated to the elaboration of credit files-Daily contact with clients exceeding their overdraft limit and for administrative issues: issue of guarantees, delayed cash in of checks, etc.-Updated client data-base with annual reports and meeting memos

Certified Expert In Sustainable Finance

Mba Equivalent, Major In Financial Analysis And Corporate Finance

former Rouen Business School

Exchange Program, Classes In Corporate Finance, Business Strategy And International Management

Education record