Experienced Mortgage Banker with a passion for helping individuals and families achieve their homeownership goals. Proven track record in residential mortgage origination, compliance, and exceptional customer service. Skilled in market analysis, negotiation, and problem-solving to secure favorable loan terms.

• Worked one-on-one with clients on-site- Designed and installed high-end saltwater fish tanks for local hobbyists- Maintain these complex systems remotely & on-site when a problem occurs- Sourced and imported high-end fish, sharks, & coral from around the world

• Originate mortgage loans and place them with investors- Lead generation, while actively building relationships in the real estate market- Develop new marketing material- Assess credit files, structure loans, and educate potential borrowers- Understood and follow rate trends perspective to MBS & Treasuries markets- Manage and create quarterly production reports

• Assembled, administered, & processed the loan application- Worked side by side with the Loan Originator- Contacted clients, obtained necessary docs for application- Set up the file, registered and submitted loans with the selected lenders- Maintained the file / gathered conditions- Analyzed Credit Reports / worked with credit recovery on files to help improve credit scores

• Directed team, performed administrative tasks- Managed sales team including setting goals and evaluating employee performance- Determine price schedules and discount rates.- Approved budget expenditures.- Represent the company at trade expos to promote products