Colby Smith Email & Phone Number

San Marcos, TX, US

San Antonio, Texas, United States

• Analyze credit worthiness of all current and prospective business customers.
• Obtain, investigate, and analyze credit data, records and spread financial statements.
• Prepare, originate, and organize Express Business Loan applications in loan software.
• Perform periodic loan reviews and risk ratings of existing borrowers and key vendors
• Ensure adherence to commercial loan policy standards, procedures, regulations, and laws

San Marcos, Texas, United States

• Managed $15-20 M+ interim residential loan portfolio while Commercial Loan Officer was on 4-month leave, ensuring seamless operations and customer satisfaction.
• Generated a 71.7% increase in sales in interim lending from 2023 to YTD in July. (757k to 1.3M as of EOM July)
• Executed day-to-day financial transactions such as verifying, classifying, computing, posting, and recording data/invoices on interim spreadsheets.
• Managed beginning-to-end processing and funding of the entire draw process, including the creation, budgeting, and maintenance of over 150 interim accounts for 34 builders.
• Monitored potential risks and managed cash flow to ensure there are sufficient funds to cover the draw requests and project expenses to remain on budget.
• Coordinated the timely processing of sending out loan offers, payoffs, inspections, interest payment reminders, loan documentation, title commitments, and appraisals.

San Marcos, Texas, United States

• Executed day-to-day financial transactions such as verifying, classifying, computing, posting, and recording data through MAC21
• Managed beginning-to-end processing and funding of the entire draw process through Workday, including the creation, budgeting, and maintenance of over 50 interim accounts.
• Accurately analyzed daily financial reports to document daily invoices on interim spreadsheets
• Monitored potential risks and managed cash flow to ensure there are sufficient funds to cover the draw requests and project expenses.
• Assisted Strategic Accounts and Credit with various tasks and responsibilities as needed.

Schertz, Texas, United States

• Managed personal and business tax return documentation spreading, ensuring accurate input for credit reports through Sageworks.
• Assisted in drafting annual loan reviews, contributing to comprehensive assessments of loan portfolios
• Executed draw fund transfers from accounts to loans, ensuring efficient allocation of funds and timely repayment through Fiserv Portal/Director Unity Client
• Accurately assessed credit files for verification of documents and statements.

Boerne, Texas, United States

• Coordinate architecture setup and takedown with wedding planner/venue
• Assist in delivering the furniture to and from various locations
• Communicated effectively with other rental companies at weddings to ensure smooth setup

San Antonio, Texas, United States

• Assisted in drafting extensive written discovery and legal pleadings.
• Conducted thorough document review of complex construction/business litigation matters.

San Antonio, Texas, United States

• Performed all aspects of car wash process starting with point of sale from customer intake thru the wash process to ensure customer satisfaction and company success.
• Consulted with customers to hear their inquiries, complaints and ensured they received a high quality experience

New Braunfels, Texas, United States

• Camp counselor providing guidance, support and motivation to children including daily devotionals, outdoor recreation and activities and teambuilding exercises.
• Managed the safety, timeliness, and entertainment of 10-12 elementary school aged through interpersonal and communication skills with parents, co-counselors, and the campers themselves.