Financial services leader turned entrepreneur, helping consumers improve their financial lives. Building off years of experience leading businesses within global brands in Europe and the US, I have founded Varo, a company that will change the way we bank and feel about money. • CEO and Co-founder of Varo Money, Inc.• Advisor to a diverse portfolio of early stage financial technology start-ups in North America and Europe • Former leader of Europe’s largest consumer credit and charge card business while at American Express• Former leader of the UK's largest Mortgages and Savings and high growth cards and payments businesses while MD at Lloyds Banking Group• Former EVP at Wells Fargo's home lending and consumer credit business• Board director and advisor, active on industry trade bodies and non-profit boards