Collin Stuart Email & Phone Number

Austin, Tx, Us

Round Rock, Texas, United States

Round Rock, Texas, United States

Round Rock, Texas, United States

Round Rock, Texas

• Underwrite real estate, commercial, and consumer credits under a strict deadline.• Review and spread financial statements and tax returns to show the trends, strengths, and weaknesses of a borrower.• Analyze the ability of customers to service debt through ratio analysis, cash flow analysis, and trend analysis.• Ensure that loan policy guidelines are being followed.• Create underwriting tools to enhance credit, ratio, cash flow, and collateral analysis.• Communicate new policies and procedures, and changes in procedures to staff and ensure effective implementation of the institution’s strategic initiatives.• Effectively communicate information between loan origination, loan operations, and underwriting to renew credit and to efficiently process credit. • Prepare presentations of underwritten loans to weekly loan committee.• Undertake bank projects reported in monthly board meeting.• Annual Relationship Write-up Analysis of current customers of the bank for OCC review.• Write memos to loan committee and senior officers.• Inspection of real estate that has been funded by Affiliated Bank.• Face-to-face meetings with customers of the bank to create relationships for further growth. • Create a positive and safe work environment for all branch staff members.

Dallas, Texas

• Analyze financial statements and spreads to assemble questions for the potential borrower to assess and mitigate credit risk to the bank• Prepare spreadsheets, detailed financial reports, and project summaries as it relates to the global analysis of borrowers, guarantors, and collateral • Underwrite credit packages for loan committee presentation on vertical builders and owner occupied properties• Review and analyze appraisals for risk mitigation and loan policy adherence• Conduct quarterly market analysis and sub-market risk analysis by product type

Nacogdoches, Texas

Worked in the student-run Investment Roundtable, managed a half a million-dollar equity portfolio, analyzed and selected stocks in the S&P500, made investment decisions, presented the results according to industry standards.

Communicated with students and families as well as provided leadership and encouragement for potential students

Shadowed employees in several departments understanding the concepts of bank management.

Played a key role in creating an environment that was highly motivational and inviting to guest members of the church

Filed, stocked, and sterilized equipment as well as communicated with patients and customers.