Cathy Oniffrey Email & Phone Number

Orlando, Fl, Us

Boston, Ma, Us

Asset Management and Capital Markets, Managing Director. Funding is available for Senior, Mezzanine and Preferred Equity to the Multifamily, Industrial, Self - Storage, hospitality and proven Grocery Anchored Retail asset classes. UC Funds provides fast, flexible and reliable service based on flexibility of structure, pricing and leverage with closings within 45 days. We will consider loan sizes from $15 million - $150 million.I, along with our experienced Team, have the ability, flexibility and capital to understand the nuances of your project, the experience required to successfully close your loan AND manage the Project with you through and beyond completion / stabilization.Act as Managing Director responsible for the Asset Management. UC Funds unique approach to the business provides both Sponsor and Investor with a very frontline lending expertise. Asset Management utilizes an early warning system based on oversight to assure our property’s business plan is on track and achieved. A diverse portfolio of $2+ billion, comprised of multifamily, hospitality, self storage, industrial / warehouse and grocery anchored retail properties throughout the lifecycle from development, construction, and bridge Loans through to stabilization. Additionally, I oversaw our own assets in operation of 10+ well-performing properties. As Managing Director, I also direct the Capital markets initiatives and worked closely with the Origination and Production teams to ensure relationship strategies and business process are effective in real time.

Conway, Ar, Us

Centennial Bank purchased Doral Bank Property Finance Group in May 2015Managing Director at Centennial Bank focused mainly on building a competitive commercial & residential senior debt lending platform through effective originationProvided both public and private companies financing for Commercial and Residential properties / portfolios including acquisition, construction, renovation and adaptive re-use, fix/flip & rent and Note Pools including distressed, re-performing, and performing. Product offering includes Commercial and Residential Bridge Finance, Warehouse Lines, Acquisition and Development, Construction, Revolving Credit Lines, and Term Loans. Asset Types include multi family (rental & for sale), office, retail, mixed use, historic tax credit, and single family commercial residential. Expanded Platform Product line to include Commercial Residential transactions including, distressed and re-performing notes, non-QM, REO, and Bridge/Warehouse lines.Doral Bank was taken over by the FDIC with platform closed and sold in April 2015 to Centennial Bank.Origination of $900 million of CRE and SFR Performing, NPL, and REO, Loan and Facility product offeringsClosed 10+ Facilities generating $10+ million in fees with an average margin of 5.5%Achieved volume and returns through targeted origination, thorough research and solid structuring.Partnered with Funds and Mezzanine Lenders to provide whole loan solutions to Sponsors.Developed new product targeted to GNMA Issuer's FHA HECM loans generating balances of $180 million w/ 7% returnsProven ability to cross sell: originated and managed largest deposit customer

London, Uk, Gb

Bank of Scotland was acquired by the Lloyds Banking Group in January 2009.Spent 25 years at Lloyds/HBOS in a number of senior level positions spanning the management of Regional Commercial Banking and Real Estate, LPO’s, Credit, Asset Management & Servicing, and Strategy resulting in a strong end to end process background.Head of Regional Commercial Banking and Commercial Real Estate NA (“CRE”)Head of real estate and commercial banking activities across the US and Canada - $6.0 billion portfolio.Managed Teams in 9 offices financing CRE, funds, and REITs across all asset classes.Originated $2.0 billion. Generated income of $55+ million.2006/7 identified negative portfolio trends, shifted focus to proactive client management and early restructuring.Led segmentation of $3.5 billion portfolio with claw back of $60+ million and transitioned portfolio to non-core.Restructured facilities to achieve increase of net contribution by 64% from 2007 to 2009.Originated, closed and managed core loan portfolio of $800 million - generated $25 million. Team of 5.Possess wholesale banking product knowledge including debt capital markets, and private placements.Cross sell income generated was 16% of total income. Regional Director, Real Estate / Specialty Finance / Corporate. Originated $3.0+ billion portfolio w/ 12-month churn. Generated $25 million p.a. Managed team of 15. New York 2002 – 2006Regional Director, Midwest, Chicago and Minneapolis. Originated $2.5+ billion portfolio w/ 16-month churn. Generated $12 million p.a. Managed team 8. 1998 - 2002SVP Credit, Asset Management and Loan Administration, New York. Portfolio of $10+ billion across 5 LPOs. Managed approval process. closings, asset management, servicing and audits. 1993-1997

Mba, Finance

Bachelor Of Science, Finance And Communications