•Managed the direct & operating credit exposures and ad hoc credit needs of my personal portfolio consisting of ~80 U.S.-based depository institutions which included some of the most prominent U.S. institutions and Wells Fargo’s largest borrowing relationships.•Analyzed and underwrote a portfolio of ~80 U.S.-based depository institutions' financial performance to determine whether the institutions satisfied Wells Fargo's minimum credit standards for asset quality, profitability, liquidity… Show more •Managed the direct & operating credit exposures and ad hoc credit needs of my personal portfolio consisting of ~80 U.S.-based depository institutions which included some of the most prominent U.S. institutions and Wells Fargo’s largest borrowing relationships.•Analyzed and underwrote a portfolio of ~80 U.S.-based depository institutions' financial performance to determine whether the institutions satisfied Wells Fargo's minimum credit standards for asset quality, profitability, liquidity, and capital adequacy.• Lead quarterly portfolio reviews in which customers under my coverage are reviewed and discussed amongst senior leadership.•Monitored ongoing credit, operational and compliance risk, including BSA/ AML compliance, through disciplined decision-making and underwriting analysis that resulted in sound risk/return recommendations and credit actions for the best interests of customers, clients, Wells Fargo, and its stakeholders.•Partnered with our relationship team in focused account planning to build tailored relationship strategies within my portfolio to fulfill clients financing and capital markets requirements.• Personally engineered various workbooks and databases to streamline integral processes across our team including the tracking of quarterly financial data, creating deliverables for senior management, and various portfolio statistics for 500+ clients in the CIB U.S. Banks portfolio. Show less

• Partnered with directors and VPs to provide interest rate and credit risk management consultation to$500MM - $10B depository institutions.•Conducted full balance sheet valuations and determination of goodwill in the assistance of M&A advisory.•Extensive use of cash flow models to estimate the fair value of illiquid financial instruments including mortgage servicing rights, whole loan portfolios, and trust preferred securities.•Performed asset liability management, including… Show more • Partnered with directors and VPs to provide interest rate and credit risk management consultation to$500MM - $10B depository institutions.•Conducted full balance sheet valuations and determination of goodwill in the assistance of M&A advisory.•Extensive use of cash flow models to estimate the fair value of illiquid financial instruments including mortgage servicing rights, whole loan portfolios, and trust preferred securities.•Performed asset liability management, including quarterly measurement and reporting, capital stress testing and concentration risk analysis.•Researched, analyzed, and organized historical data to provide inputs for financial models along with contributing to the updating and rebuilding of the internal master cash flow engine. Show less

• Helped my clients create a goal-oriented plan through protection, savings, and investments.• Completed a 6-week sales training course• Used prospecting and sales skills to build a client base• Personally responsible for providing and managing all client services and accounts.