Constance Joy Email & Phone Number

860 Greenbrier Circle

Offering Affordable Care, Medicare Supplement . Also give FREE Healthcare seminars.

609 Independnce Parkway, Ste. 105 - Chesapeake, Va 23320

Consult with individuals and business owners on ways to protect their families and assets from foreseen and unforeseen life events. Educational needs, home owner mortgage coverage, loss of income, accidents & more. Because of potential cost, Asset and family protection coverage is the one thing in life that should be planned for and taken care of, before it is needed.

Train preparers and financial consultants, verify final work submission to IRS. If missed work, long waits, repeat office visits do not appeal to you in getting your personal Income & business taxes prepared, Alessandra Corti & Associates is who you want to contact. We have registered Tax Preparers through out Hampton Roads ready to go via Google voice, internet or telephone. All at your convenience and from the comfort of your own home to provide that in office personal touch without the office visit draw backs.We pride ourselves in saving you thousands of dollars in interest payments including reducing your 30 year mortgage down to 10-12 or a 15 yr down to 5-7. a raised credit score happens automatically by extension of this method. Free analysis to show savings.Retirement planning at its best by creating a retirement plan that you WILL NOT OUT LIVE, has accessibility for emergencies and is totally TAX FREE. We are budget conscious and give Free proposals in your home via your computer.

Long term temporary contractor, conversion hire.* Managed Home Retention files from 150 – 300 +.* Prepared borrowers for modification application process.* Requested and reviewed documents for accuracy and completeness.* Compiled borrower’s financials and inputted them into appropriate system.* Excellent command of Home Retention customer management systems LHIS, SHARE POINT, LAMP, LAFA, HOME BASE, HOME SAVER, AS 400 and CRM.* Responsible for accurately completing mortgage re-instatement and re-payment plan proposals.* Keep account of foreclosure sale dates and request postponements for all accounts that were in active workouts, Short Sale or Deed In Lieu process.

* Commission only employment.* Generate own leads for refinancing and home purchases.* Originate and process mortgage loans.* Verify credit, complete initial application with all required and support documentation.* Check current rates and lenders for applicable loan product (i.e., FHA, VA* Conventional, Jumbo, and USDA) qualifying requirements.* Submit to desk top underwriting for initial approval.* If approved prepare documents for submission to Underwriter.* Follow loan through from underwriting, closing to funding.

Branch manager & Mid-Eastern Reverse Mortgage Manager. Final loan comptroller. Managed & instructed loan officers on policies, procedures, regulations, rates, FHA, VA, USDA, Conventional & Jumbo loans. Responsible for correct monthly commission earned report. Originated & processed loans.

Officers And Nco Clubs

Processed payroll for 300+ employees weekly. Calculated hours for all and gratuities entitlement for wait staff. Catering manager. Met with all requesting space for an event, (weddings, retirement parties, promotions and squadron functions) gathered information on how much space and availability of date requested. Determined what food was requested and coordinated and posted with food and wait staff managers. Submitted timely changes with all department managers.

Washington, Dc

Provided the transportation of household goods and travel for government personnel. Inspected and vetted moving, storage, air freight and sea cargo carriers. Scheduled packing, pickup, shipping methods and times. Followed up on shipments and coordinated with necessary government agencies and personal daily. 1987-1988 managed the transportation office at the Foreign Service Institute.

Sembach, Germany

Responsible for the accounting, cash distribution and balancing of two main safes. One $65,000.00 and one $15,000.00 at Non Commissioned Officers Club. Managed 12 bartenders cash registers. Issued cash and balanced all registers and safes daily. Made daily deposits and calculated foreign currency conversions. Managed the operations of four interior clubs in the absence of the general or night managers. Supervised cleaning and nightly closing of club.

Pentagon - Wash. Dc

In put daily information of personal, supplies, equipment and troop movement

Business Administration/Fashion Marketing

Activities and Societies: Fashion ClubAttached to marketing department, we designed and made clothing of all types and organized fashion.

Ged, Academic

Activities and Societies: Cheerleader, B-Chior.and Rifle Club

Ged - District Of Columbia, General Sstudies

Activities and Societies: B-Choir, sewing clubAcademic