Constantine Vasiliou Email & Phone Number

New York City Metropolitan Area

Greater New York City Area

Greater New York City Area

• Analyze and prepare credit requests for Commercial Mortgages, SBA-504 & 7A Products, Term Loans, and Lines of Credit• Consult with clients around deposit and cash management solutions• Leverage a team of wealth partners, branch employees, merchant service consultants, and residential mortgage representatives to meet all the banking needs and service expectations of the client• Maintain frequent interaction with centers of influence, diverse industry segments, community leaders, and business contacts.• Help clients and M&T Bank manage risk and credit decisions

Greater New York City Area

• Perform financial analysis utilizing corporate tax returns as well as internally prepared and accountant prepared financial statements.• Analyzing personal credit reports, tax returns, and financial statements.• Analyze factors such as income growth, quality of management, market share, potential risks of industry and value of collateral.• Monitor current relationships to ensure compliance with loan covenants and asset-based lending requirements.• Provide asset based lines of credit, revolving working capital facilities, factoring, and term loans to small and lower middle market companies nationwide.

New York, Ny

• Underwrote small to mid-sized companies across all industries to provide factoring and purchase order financing• Assessed risk and credit worthiness of transactions between $10M and $10MM• Reviewed and analyzes underlining documents supporting transactions • Reviewed contractors legal agreement to validate terms and conditions • Monitored collections weekly on all receivables and maked collections calls as needed• Prepared advances to clients on receivable purchases • Participated in business development events with team including developing relationships with prospects • Produced PowerPoint Presentations for business development