Perform post-close review of commercial/small business/auto loan collateral packages to monitor adherence to legal and regulatory requirements and internal lending andcedit policites.Conducts Reviews of perfected loan documents to verify accuracy and compliance with regulations and bank policy.•Reviews financials, loan approvals and all credit related forms to ensure loan closed in compliance to the Synovus loan policy.•Problem solves; research issues, handles complex customer/team member questions or issues, makes timely decisions related to workflow and/or procedures.d credit policies'P3 Project-Deferred Payments, P3 E-Tran, P3(Docusign)

• Performed loan analysis for private firms and government institutions that purchased and acquired real estate loans.• Provided due diligence for commercial and residential mortgage loan projects.● Created and edited chain assignments as well as executed e-filings.● QC level II, forensic compliance review of client’s existing portfolio, and new originations to assist in identifying risks and estimated losses under economic stress scenarios.• CCAR project-Mortgage business unit• Comprehensive audit and file reviews of residential foreclosures as part of a Federal Regulatory mandate to identify financial harm to Borrowers in accordance of Promontory A-G determinants in both file review and QA roles.• Ensured compliance with procedures and protocol Bankruptcy protection, Foreclosure and Loan Modifications in accordance of Federal and State Law, bank policy, investor guidelines,and SCRA specifications. Reviewed and assessed loans which incurred foreclosure action in 2009/2010.• Extracted and analyzed lease abstracts, extracted lease audits and completed on-site property inspections.

Commercial DocumentationCommercial Loan origination and closingCommercial Loan servicing which reduced exceptions by 95%Built and maintained client relationshipsResolved 99% of client service issuesAssisted with general portfolio and problem loan management focusing on the primary areas of loan quality, yield, growth and client service satisfactionBuilt and maintained electronic file system.Maintained physical files.Initiated and received wire transfers.Provided payoff letters.Funded loan proceeds as well as loan closing..Filed UCC's as well as lien recordations.Responsible for receiving client's documents as well as dissemenating them to appropriate parties.Responded to and resolved client's inquiries.Due to banking regulations remained current on compliance regulations.Established a report to track commercial loan expiration dates three to six months in advance in order to take proactive measures to ensure loan renewal was completed in timely manner.Coordinated applicable insurance as required and ordered flood certifications.Ordered and reviewed appraisals.Processed constructions draws and oversaw reserves. Reviewed AIA's and construction draw receipts for accuracy and relevance, updated and reconciled draw spreadsheet.Issued payoff letters.Worked with commercial clients to resolve and reconcile bank statement errors.Updated as needed loan files, commercial loan data and cleared conditions.

Secured documents and/or information for loans that had been audited by investors who were purchasing the mortgages which increased the successful sales of loans by 15%. Resolved compliance questions which enables 90% of loans to be sold. Researched and investigated discrepancies and provided resolution.HMDA,RESPA,TILA,GFE