My firm, RUBICON CONCIERGE REAL ESTATE SERVICES (formerly Colliers Financial Client Group), specializes in financial institutions.We are uniquely qualified to help credit union leaders in this new era for commercial real estate.Rubicon REDUCES REAL ESTATE SPEND for our credit union clients by:• Branch Portfolio Optimization – Study the existing real estate portfolio to determine solutions to improve underperforming branches as well as the existing branch network overall. • Analysis of Lease Expenses – Although leases may have years remaining on their term, there are ways in which Rubicon can reduce rent and other expenses even before a lease expires. • Unlocking ‘trapped’ assets – Many credit unions own real estate that is not producing a return to the credit union and its members. Rubicon can help determine ways in which to unlock these trapped and nonproducing assets. Our Value Proposition is a unique advantage for our clients. We do not charge for our initial analysis described above and future brokerage fees often pay for all of the additional services we provide. To learn more, visit our website, www.Rubicon-cre.com.