Realtor | Loan Specialist
Antioch, California, United States
Provide guidance and assist sellers and buyers in marketing and purchasing property for the right price under the best terms. Determine clients’ needs and financial abilities and propose solutions that suit them. Perform comparative market analysis to estimate properties’ value. Assist consumers who are seeking to purchase or refinance a home, or obtain a second mortgage or home equity line of credit. Pull and analyze credit report, gather all necessary paperwork including paystubs, tax returns, and bank statements to begin the loan process. Communicate with the consumer, as well as the appraiser, title officer, escrow officer, loan processor and underwriter. Determine the proper loan program for the consumer based on their current financial situation and future financial goals. Prepare consumers that are not yet ready to move forward by developing a long term financial plan with specific timely steps to follow in order to achieve optimal position to purchase their first or subsequent home. Navigate unanticipated problems throughout the loan and real estate transaction as they arise, which require advanced problem solving and critical thinking skills. Handle consumers sensitive information with the highest level of confidentiality and discretion.