Developed and implemented comprehensive credit risk analytics and assessment frameworks for the Credit Risk Review department. I manage analysis and reporting processes of over $140B in credit exposures for utilization in monthly credit portfolio reporting, reviews of industry sectors and product types, as well as regulatory oversight of US operations. I am also responsible for the innovation and automation of internal workflow tools and data collection, aggregation, and analysis. I plan, manage, and execute yearly innovation projects aimed at improving operational efficiency of the department. I also lead the department’s Summer Analyst Program and am responsible for recruiting and management of 4 intern direct reports. Additionally performed analysis and review of credit risk exposures within the investment bank and wealth management lines of business. Demonstrated expertise in risk rating and methodology, collateral valuation, as well as industry trend, credit risk, and financial statement analysis.

Evaluated wholesale credit exposures, enhancing internal credit rating systems, and ensuring adherence to policy and regulatory standards. I spearheaded initiatives within my department to overhaul analysis and reporting platforms, boosting efficiency and functionality.

Conducted detailed analysis of loan relationships to affirm effective credit risk management processes. My contributions included documenting credit weaknesses, policy exceptions, and providing risk management solutions, ensuring the integrity and compliance of loan portfolios.

Advised clients on enhancing internal financial controls through in-depth reviews and process gap identification, leading to more robust business practices. Conducted independent loan reviews of commercial and consumer exposures in order assess credit risk and improve risk management processes.