The highlights of my 30+ year senior leadership career in Consumer Credit, Mortgage, and Credit Reporting Operations has been centered on building high quality, productive, sustainable, and execution focused operational teams and capabilities.My leadership philosophy is to create a culture of respect, learning, and coaching that’s performance based and constantly seeking improvement leading by example.I believe strongly in cross team and functional collaboration, leading operations with decisions based in data and powered by analytical insights. When time is of the essence, I move with urgency assessing the risks with the data and expert advice that’s available, controlling for what can be controlled, and ultimately owning both the results and any consequences.My primary career motivation is being able to work side by side with a like minded group of colleagues as part of a collaborative team developing and fulfilling on a vision that benefits our consumers, employees, and stakeholders.𝐊𝐞𝐲 𝐀𝐜𝐜𝐨𝐦𝐩𝐥𝐢𝐬𝐡𝐦𝐞𝐧𝐭𝐬:HSBC - Leadership of the US Mortgage Default Operations from 2006-2010 and meeting the challenge of reducing the tsunami of credit losses tied to the Great Recession.Bank of America - Improvement of the bank’s FHA Tier Ratings from 3 to 1 for early delinquency intervention and significantly increasing loss mitigation opportunities risks tied to loan curtailments.TransUnion - 20% reduction in operating expense despite a doubling of transaction volume through digital transformation, platform modernization, vendor management and process improvements, and improving employee engagement.