Order-to-cash platform for B2B Small and Medium Enterprises (SME) to fulfill day to day business end-to-end goals. The platform is moving towards giving AI based personal assistant to business owners to manage - orders, invoices, collections, activities, sales targets and route optimized delivery and payments.

Credit Monitoring- Oversee the team responsible for credit portfolio and limit monitoring.- Responsible for submission of regulatory credit reports and providing MIS for the Board and Senior Management committees.- Review portfolio risk profile and concentrations (single-obligor/ industry/ country) to ensure they remain within Risk Appetite and Regulatory Thresholds. Identify major changes/ trends in the credit portfolio and provide recommendation to Senior Management/ Board where… Show more Credit Monitoring- Oversee the team responsible for credit portfolio and limit monitoring.- Responsible for submission of regulatory credit reports and providing MIS for the Board and Senior Management committees.- Review portfolio risk profile and concentrations (single-obligor/ industry/ country) to ensure they remain within Risk Appetite and Regulatory Thresholds. Identify major changes/ trends in the credit portfolio and provide recommendation to Senior Management/ Board where requiredCredit Policy- Led the initiative for re-structuring of the Group Credit PolicySystem Implementation- Part of the core project team responsible for implementation of the Credit Management System (IBM-Algorithmics), which includes credit application workflows, credit limit and exposure aggregation (across treasury and commercial banking), online limit check and collateral management.Credit Analytics- Development and validation of credit rating models for various portfolios (SME, mid-corporates, Project Finance, Real Estate)- Implementation of RAROC framework for evaluation of relationship/ transaction profitability - Part of the IFRS 9 Steering Committee and its working group for model development. Responsibilities include, review of the Bank’s model landscape and implementation of portfolio/ region-specific PD and LGD models and incorporation of macroeconomic overlays.Regulatory Initiatives- Led the development of Bank’s Risk Appetite Statement for approval by the Board and responsible for its periodic review- Led the exercise for initial drafting of ICAAP and later part of the team assigned with the responsibility of re-drafting the ICAAP with support from external consultants- Part of the team responsible for drafting the Bank’s Recovery and Resolution Plan for submission to the Regulator.Memberships- Secretary to the Group’s Board Risk Committee- Member of the Capital sub-committee of Group Asset Liability Committee Show less

- Responsible for review, validation and enhancement of the Bank’s VaR computation and Stress testing framework- Responsible for setting up of Market Risk limits for different units and ensuring daily monitoring and reporting of positions against these limits- Periodic review and maintenance of all Market Risk and Liquidity policy documents- Provide analysis on special investment proposals- Secretary to the Asset Liability Committee (ALCO) and responsible for all portfolio… Show more - Responsible for review, validation and enhancement of the Bank’s VaR computation and Stress testing framework- Responsible for setting up of Market Risk limits for different units and ensuring daily monitoring and reporting of positions against these limits- Periodic review and maintenance of all Market Risk and Liquidity policy documents- Provide analysis on special investment proposals- Secretary to the Asset Liability Committee (ALCO) and responsible for all portfolio review/ stress test requests emanating from the Committee Show less