Florida Licensed Insurance Agent
Michael Whitaker & Associates
We specialize in senior healthcare and asset protection. Are you turning 65 and confused about all your options? We help explain all that junk mail you have been getting about medicare. We are an independent agency that represents a lot of the companies you have been getting information on. We are able to show you comparisons of what each company's plans have to offer. We are not captive agents, so therefore do not push one company over another on you. LTC - Long Term Care Planning - We help people who do not want to spend down their assets if they were to go into a long term care situation. Most people do not know that Medicare and tradition health insurance plans do not cover their care needs if they were to end up it a situation like this and a lot of people think their kids will take care of them! Most people also think this insurance is to costly for them. We can create a plan for each individual's needs.The next area we cover is life insurance needs. There are different stages of life that require different kinds of insurance needs. A lot of people we meet with don't realize that they should be reviewing these policies every 3-5 years to make sure they are doing what they are intended to do.The last area we deal with is the worry that seniors have in outliving their income. We have some relatively new products that can guarantee safety for income purposes only!We also work with an attorney for your estate planning(wills and trusts) and a CPA for your tax needs.