I am a professional with over 31 years in real estate sales and lending experience covering all aspects of real estate transactions. I have an M.A. in Liberal Arts from CSU Sacramento, and a B.A. In Integrated Studies with a minor in physics from the same institution. I also hold an A.S. in Applied Sciences from American River College Sacramento. I hold a real estate brokers license in CA.I have experience as a lecturer, trainer and group leader having taught seminars on all aspects of real estate to employees and clients, and led classes and symposia to small groups on various subjects of interest ranging from self improvement to great thinkers.Presently I am working on publishing my first book.My personal interests are Tai Chi Chuan and Aikido.