Craig Castaldi Email & Phone Number

Dallas/Fort Worth Area

- Lead credit for RCC’s second securitization of commercial real estate loans (RCMT 2015-2). A $218.8 million securitization backed by 99 fixed and floating-rate loans that RCC originated.- Supervised an underwriting team that collectively underwrote and closed 71 loans ($194MM) in 2014,and 79 loans ($223MM) in 2015.- Responsible for supervising and.

• Fully review and underwrite multifamily loans for the Fannie Mae Small Mortgage Loan Program.
• Evaluate appraisals, environmental and engineering reports, and Key Principal creditworthiness and experience.
• Prepare loan committee presentation packages, and commitment letters once each deal has been approved.

• Perform annual credit reviews on UnionBank’s portfolio of commercial real estate loans.
• Team leader responsible for reviewing the analysis of team members in relation to their annual credit reviews.
• Underwrite existing loans using updated financial information, and market research to establish an appropriate risk grade for the asset.
• Create reports detailing the underwriting, the current market in which the asset is located, the Borrower’s financial condition, the collateral and its condition, and current sale and lease comparables.

- Screen, size, and quote potential new deals submitted for Merrill Lynch Mortgage Lending conduit execution.- Maintain client relationships on behalf of the originator. Follow up on quoted deals, outstanding applications, and address any questions or concerns of the client.- Act as Deal Manager, and Point of Contact for borrowers, brokers, and vendors to.

- Underwrite loans secured by various types of commercial real estate for Fannie Mae, Freddie Mac, or conduit execution.- Initial screening and sizing of transactions and preparation of reports detailing all aspects of a deal.- Responsible for comprehensive loan presentations to loan committee- Evaluate appraisals, environmental and engineering reports.

- Assess and underwrite various types of commercial real estate, including multifamily, office, retail, self storage, and hotel properties. - CMBS property-level review of historical operating statements, borrower budgets, cash flows, third party reports, and subsequent underwriting analysis based on assumptions and assessment of risk.- Perform acquisition.