𝗖𝗛𝗜𝗘𝗙 𝗖𝗥𝗘𝗗𝗜𝗧 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧 + 𝗦𝗧𝗥𝗔𝗧𝗘𝗚𝗬Leads the chief sales organization and credit strategy for the alternative lender dedicated to the staffing industry. Executes and optimizes the chief sales strategy to drive market share; sharpens sales processes to position lending solutions and translate business impact. Oversees all deal structures and construction, pricing strategies, and proposal creation. Implements a relationship-first approach with internal teams and client engagement. ◑ Achieved 100% of sales and production targets team-wide. ◑ Currently $MM portfolio in current business and new loans.

𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗦𝗘𝗥𝗩𝗜𝗖𝗘𝗦 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗟𝗔𝗨𝗡𝗖𝗛 + 𝗜𝗡𝗙𝗥𝗔𝗦𝗧𝗥𝗨𝗖𝗧𝗨𝗥𝗘Architected and launched the alternative lending and financial services business dedicated to the transportation industry. Secured $MM in new loans and 50+ new clients. Built Credit, Finance, Sales, Business Development, and Underwriting from the ground up.◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Established lending strategy, risk management processes, credit evaluation, and risk tolerance to optimize growth.◑ 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Developed all internal capabilities, business operations, sales processes, credit/financial functions, technology, go-to-market strategy, and marketing automation.◑ 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀: Educated investors on unique client profile, consumer behavior, and the business landscape. ◑ 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: Optimized SEO/PPC and leveraged Google Analytics to track platform traffic and engagement.

𝗙𝗨𝗡𝗗 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧 + 𝗦𝗧𝗥𝗔𝗧𝗘𝗚𝗬 Spearheaded the AI-powered Hedge Fund from inception to launch, developing a comprehensive strategy across the entire portfolio. Recognized as the 1st fund of its kind to fully operate on artificial intelligence (AI)◑ 𝗙𝘂𝗻𝗱 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲: Outperformed the market by 2.5x the S&P 500; the 20-year validation test achieved a 23.4% CAGR. ◑ 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗩𝗶𝘀𝗶𝗼𝗻/𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴: Launched the AI-powered Hedge Fund (pooled investment fund, open-ended 506(b)). ◑ 𝗙𝘂𝗻𝗱 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Formalized business process and infrastructure to achieve SEC compliance. Built systems to complete 100% of trading through AI and refined machine learning solutions.◑ 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗲𝘃𝗶𝗲𝘄: Led fund strategy from conception to launch, including testing, commercialization, and monetization. Prepared comprehensive documentation for investors, accounting, and tax management.

𝗖𝗛𝗜𝗘𝗙 𝗖𝗥𝗘𝗗𝗜𝗧 𝗔𝗗𝗠𝗜𝗡𝗜𝗦𝗧𝗥𝗔𝗧𝗜𝗢𝗡 + 𝗥𝗜𝗦𝗞 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧Oversaw comprehensive management of the credit risk function, managing risk for the entire portfolio, and oversaw total loan funding of more than $10B, spanning over 5,000+ clients. Successfully acquired in 2015. Delivered $5M client and grew the business to $150M during significant economic headwinds.◑ 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗚𝗿𝗼𝘄𝘁𝗵: Grew portfolio from $120M to $650M; partnered with clients averaging $5M-$10M in revenue with average borrowing of $1M. Achieved 99% client retention.◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Reduced bad debt loss rate by 20% from 35 bps to 28 bps against the industry average of 2-4%. Implemented underwriting review requirements for high-risk clients, an industry first. ◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Developed complete credit risk management processes, including credit evaluation, underwriting, and risk tolerance, to optimize growth.◑ 𝗔𝗰𝗾𝘂𝗶𝘀𝗶𝘁𝗶𝗼𝗻 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Navigated 2015 company acquisition, executing extensive due diligence in preparation for public company ownership, including SOX compliance and internal/external audits. ◑ 𝗧𝗿𝗮𝗻𝘀𝗶𝘁𝗶𝗼𝗻 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽: Partnered with the Executive team on new business model integration. Shared ownership for $100M P&L responsibility and oversaw 20+ total reports.

𝗖𝗢𝗠𝗠𝗘𝗥𝗖𝗜𝗔𝗟 𝗟𝗢𝗔𝗡 𝗣𝗢𝗥𝗧𝗙𝗢𝗟𝗜𝗢 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧Oversaw a $750M commercial loan portfolio, including commercial real estate, C&I, construction, loan maturities relationships, annual reviews, modifications, and annual borrower requests. ◑ 𝗧𝘂𝗿𝗻𝗮𝗿𝗼𝘂𝗻𝗱 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: Led turnaround strategy for an S&L institution previously under cease and desist, achieving 14 quarters of profitability, leading to the acquisition by First National Bank.◑ 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲: Advised Executive team on regulatory requirements, including SEC 10-Q/K filings.◑ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗥𝗲𝘃𝗶𝗲𝘄: Evaluated rate sensitivity, loan impairment, forecasting, valuation, and ALLL analysis. ◑ 𝗔𝘀𝘀𝗲𝘁 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝗺𝗺𝗶𝘁𝘁𝗲𝗲: Selected to review capital requirements and liquidity measurements.

Managed large banking and middle market loans to mitigate risk. Reviewed loan analysis and financial statements to assess risk and quantify recovery potential.*𝘾𝙤𝙧𝙥𝙤𝙧𝙖𝙩𝙚 𝘾𝙧𝙚𝙙𝙞𝙩 𝘼𝙣𝙖𝙡𝙮𝙨𝙩 – 𝙉𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘾𝙞𝙩𝙮 𝘽𝙖𝙣𝙠