Craig Cohen Email & Phone Number

Cleveland, Oh, Us

Pepper Pike, Ohio, Us

𝗖𝗛𝗜𝗘𝗙 𝗖𝗥𝗘𝗗𝗜𝗧 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧 + 𝗦𝗧𝗥𝗔𝗧𝗘𝗚𝗬Leads the chief sales organization and credit strategy for the alternative lender dedicated to the staffing industry. Executes and optimizes the chief sales strategy to drive market share; sharpens sales processes to position lending solutions and translate business impact. Oversees all deal structures and construction, pricing strategies, and proposal creation. Implements a relationship-first approach with internal teams and client engagement. ◑ Achieved 100% of sales and production targets team-wide. ◑ Currently $MM portfolio in current business and new loans.

𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗦𝗘𝗥𝗩𝗜𝗖𝗘𝗦 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗟𝗔𝗨𝗡𝗖𝗛 + 𝗜𝗡𝗙𝗥𝗔𝗦𝗧𝗥𝗨𝗖𝗧𝗨𝗥𝗘Architected and launched the alternative lending and financial services business dedicated to the transportation industry. Secured $MM in new loans and 50+ new clients. Built Credit, Finance, Sales, Business Development, and Underwriting from the ground up.◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Established lending strategy, risk management processes, credit evaluation, and risk tolerance to optimize growth.◑ 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Developed all internal capabilities, business operations, sales processes, credit/financial functions, technology, go-to-market strategy, and marketing automation.◑ 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀: Educated investors on unique client profile, consumer behavior, and the business landscape. ◑ 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: Optimized SEO/PPC and leveraged Google Analytics to track platform traffic and engagement.

𝗙𝗨𝗡𝗗 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧 + 𝗦𝗧𝗥𝗔𝗧𝗘𝗚𝗬 Spearheaded the AI-powered Hedge Fund from inception to launch, developing a comprehensive strategy across the entire portfolio. Recognized as the 1st fund of its kind to fully operate on artificial intelligence (AI)◑ 𝗙𝘂𝗻𝗱 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲: Outperformed the market by 2.5x the S&P 500; the 20-year validation test achieved a 23.4% CAGR. ◑ 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗩𝗶𝘀𝗶𝗼𝗻/𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴: Launched the AI-powered Hedge Fund (pooled investment fund, open-ended 506(b)). ◑ 𝗙𝘂𝗻𝗱 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Formalized business process and infrastructure to achieve SEC compliance. Built systems to complete 100% of trading through AI and refined machine learning solutions.◑ 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗲𝘃𝗶𝗲𝘄: Led fund strategy from conception to launch, including testing, commercialization, and monetization. Prepared comprehensive documentation for investors, accounting, and tax management.

Highland Hills, Ohio, Us

𝗖𝗛𝗜𝗘𝗙 𝗖𝗥𝗘𝗗𝗜𝗧 𝗔𝗗𝗠𝗜𝗡𝗜𝗦𝗧𝗥𝗔𝗧𝗜𝗢𝗡 + 𝗥𝗜𝗦𝗞 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧Oversaw comprehensive management of the credit risk function, managing risk for the entire portfolio, and oversaw total loan funding of more than $10B, spanning over 5,000+ clients. Successfully acquired in 2015. Delivered $5M client and grew the business to $150M during significant economic headwinds.◑ 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗚𝗿𝗼𝘄𝘁𝗵: Grew portfolio from $120M to $650M; partnered with clients averaging $5M-$10M in revenue with average borrowing of $1M. Achieved 99% client retention.◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Reduced bad debt loss rate by 20% from 35 bps to 28 bps against the industry average of 2-4%. Implemented underwriting review requirements for high-risk clients, an industry first. ◑ 𝗖𝗿𝗲𝗱𝗶𝘁 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Developed complete credit risk management processes, including credit evaluation, underwriting, and risk tolerance, to optimize growth.◑ 𝗔𝗰𝗾𝘂𝗶𝘀𝗶𝘁𝗶𝗼𝗻 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Navigated 2015 company acquisition, executing extensive due diligence in preparation for public company ownership, including SOX compliance and internal/external audits. ◑ 𝗧𝗿𝗮𝗻𝘀𝗶𝘁𝗶𝗼𝗻 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽: Partnered with the Executive team on new business model integration. Shared ownership for $100M P&L responsibility and oversaw 20+ total reports.

Harrisonburg, Va, Us

𝗖𝗢𝗠𝗠𝗘𝗥𝗖𝗜𝗔𝗟 𝗟𝗢𝗔𝗡 𝗣𝗢𝗥𝗧𝗙𝗢𝗟𝗜𝗢 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧Oversaw a $750M commercial loan portfolio, including commercial real estate, C&I, construction, loan maturities relationships, annual reviews, modifications, and annual borrower requests. ◑ 𝗧𝘂𝗿𝗻𝗮𝗿𝗼𝘂𝗻𝗱 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: Led turnaround strategy for an S&L institution previously under cease and desist, achieving 14 quarters of profitability, leading to the acquisition by First National Bank.◑ 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲: Advised Executive team on regulatory requirements, including SEC 10-Q/K filings.◑ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗥𝗲𝘃𝗶𝗲𝘄: Evaluated rate sensitivity, loan impairment, forecasting, valuation, and ALLL analysis. ◑ 𝗔𝘀𝘀𝗲𝘁 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝗺𝗺𝗶𝘁𝘁𝗲𝗲: Selected to review capital requirements and liquidity measurements.

Cleveland , Ohio, Us

Managed large banking and middle market loans to mitigate risk. Reviewed loan analysis and financial statements to assess risk and quantify recovery potential.*𝘾𝙤𝙧𝙥𝙤𝙧𝙖𝙩𝙚 𝘾𝙧𝙚𝙙𝙞𝙩 𝘼𝙣𝙖𝙡𝙮𝙨𝙩 – 𝙉𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘾𝙞𝙩𝙮 𝘽𝙖𝙣𝙠

Us

Master Of Business, Mba, Finance

Bachelor Of Science In Business Administration, Bsba, Finance