Charles Rascher, Cmcp Email & Phone Number

San Diego, Ca

OneTrust Home Loans, NMLS# 46375

San Diego, California

Bellevue, Wa

•Oversee company-wide quality systems from loan origination to servicing and responsible for ensuring all GSE/Agency/Government policies and requirements are met.•Create written policies and procedures that minimize risk and ensure loans are manufactured in adherence to industry quality standards.•Use data produced by pre-funding and post-closing audits to calculate monthly defect rates and determine realistic company goals; also use data to identify trends, improve efficiency and streamline the loan manufacturing process. •Manage relationships and audit the accuracy and timeliness of all third party QC Vendors. •Produce and present monthly production reports regarding defect rates, trends and early payment defaults to executive management. •Reply to investor correspondence including but not limited to indemnification demands, defect notices, deficiency claims, etc. •Assist the Chief Risk Officer with repurchase demands and Senior Audit Officer with compulsory audits. •Recruit, train and manage QA/QC Department staff.

Bellevue, Wa

Vancouver, Wa

Pacific Northwest Region

Portland, Oregon Area

Lake Oswego, Or

Develop branch operations by providing high qualityservice to mortgage brokers.Underwrite residential loans & appraisals according to investor standards.Review approved loans to ensure secondary market and regulatory industry standards have been met.Create enforceable and saleable mortgage loans by collectingpertinent data required for generating loan documents.

Bs

Certificate

Certificate

Education record