 More 15 years of professional experience in large multinational companies - Banco General Eletric, Serasa Experian and MercadoPago.com/ MercadoLivre.com - in Risk, Credit, Registration, Fraud Prevention and Money Laundering prevention areas; Experience in Internal Controls, Risk Analysis and Monitoring, Credit Analysis, Registration, Fraud Prevention and Money Laundering Prevention for individuals and companies in Bank, Financial, Bureau, Retail, E-Commerce and Alternative Payments; Experience in process improvements, definitions of Credit/Risk/Registration/MLP policies, conducting tests, portfolio performance analysis, rules for payment transactions and direct relationship with internal and external clients; Experience with investigation, Chargeback, Collection, and subsidies for legal proceedings; Customer Registration Management (Formal - Regulatory and Informal), KYC (know your client). Management of proposals to comply with the regulations of Cadastre and Money Laundering Prevention (MLP). Interpretation of Circulars and Resolutions, monitoring and attendance to Audits (internal and external) and attendance to Regulatory Bodies; Solid knowledge of market tools for risk analysis, credit, registration, fraud prevention and money laundering prevention.