• At iCreditWorks, my leadership in operations and risk management is marked by a commitment to strategic planning, resource optimization, and performance management. With a background in both statistics and economics, I spearhead efforts to harness emerging technologies, ensuring our FinTech startup remains at the forefront of innovation in point-of-sale lending for consumers and equipment financing for small businesses• Responsibilities include: operations management, strategic and financial planning and execution, performance management, resource allocation, process optimization, talent management, stakeholder and investor management

• My tenure as Chief Risk Officer has been defined by the development and execution of robust risk management and compliance governance frameworks, leveraging technology and human expertise. This approach has been instrumental in optimizing our operational strategy, all while maintaining rigorous compliance standards and cultivating pivotal stakeholder relationships• Designed and implemented the Underwriting/LOS platform, including the API orchestration, and optimized operational strategy and business processes using artificial intelligence (including machine learning) and automation to enhance underwriting models, decisioning, fraud mitigation, portfolio management and collection strategies

Completed programs in Artificial Intelligence & Entrepreneurship at MIT, Cybersecurity & Technology Entrepreneurship at Harvard, Machine Learning & Blockchain at Stanford/Codecademy/Udemy, learning to optimize collaboration between people and intelligent technologies to enhance operations, facilitate automation & secure information

• Led risk management and compliance for Retail, Commercial, Corporate, Investment Banking & Capital Markets activities covering $100+ billion in assets• Managed team of 220+ professionals managing credit, market, liquidity & treasury, operational, data, technology, compliance, BSA/AML and regulatory risks across the enterprise

• Managed overall risk and ensured that the $5+ billion asset Bank remained well capitalized and profitable through significant economic, regulatory and financial challenges• Developed and implemented the Enterprise Risk Management framework, establishing the overall governance, Risk Appetite, Stress Testing, Contingency Planning and Operational Risk

• Led the Bank’s Global Country Risk Management function, ensuring that sovereign and cross-border risks were effectively quantified, monitored and mitigated in 100+ countries• Managed all aspects of credit risk in nine Latin American countries, ensuring that loan portfolios performed adequately, were in sound condition and met regulatory requirements

• Oversaw strategy development and execution for trade finance and correspondent banking to ensure profitable growth across geographies and products, increasing revenues +300%• Transformed correspondent banking services by refocusing relationships, expanding product and channel offerings, and leveraging emerging technologies

• Taught strategies and analytical approaches for technical and fundamental financial analysis, statistical analysis, corporate strategic and financial planning, asset management, optimal capital structure and risk management