Cristina Buga Email & Phone Number

Bucharest, Ro

Bucharest, Romania

• Supervise the monitoring activity for Corporate loans (Large, Multinational, Middle & International Clients): financial commitments, turnover, distribution of dividends,subordinated loans, security valuations, insurance, debt covenants and other contractual arrangements • Analyse trends in order to determine materiality of covenant defaults• Generate activity reports to monitor overall covenants compliance• Test system developments• Design from scratch , Test and Deployment of Covenants database ( v 1.0 and 2.0)• Define functional specifications for Covenant All database, discuss, lead meetings and follow-up the project status with software developers• Establish workflows and working instructions for Corporate Monitoring Unit• Ensures quality targets laid out are met for the processes owned• Involved in recruiting and training of the team members ->Building the Corporate Monitoring team of UCB• Optimizing loan monitoring processes• Motivating the team to achieve high standards and KPI targets

Ho Bucharest, Romania

• Involved in full centralisation of credit post approval process for Small and Medium Business Clients by drafting work flows, instructions and procedures, recruiting and training new colleagues->Building the Credit Support Retail team for UCB• Monitoring guarantees issued by local guarantee funds/Eu funds• Active role in UCB cross-functional initiative (Conventions working group for FNGCIMM, FGCR, EU Funds)• Supervising and coordinating the Credit Support Guarantee Funds loans activity and a team +20 people• Motivating the team to achieve high standards and KPI targets• Evaluating performances of team members• Providing direction, guidance and assistance to the team and also allocation of activities within the team

Ho - Bucharest, Romania

• Responsible for checking the entire credit documentation and contracts (credit and collateral) for loans with the FNGCIMM​ guarantee• Filling in credit contracts and associated guarantee contracts• Preparing the necessary documents for booking the credit ​ and for credit disbursements​• Ensuring all the necessary support for FNGCIMM Retail credit portfolio administration• Follow-up of credit conditions and afferent credit covenant fulfilment in time

Bucharest, Romania

• Engaged in client acquisition activities• Improving the overall customer relationship, delivering reliable administrative support and customer service• Producing file notes after any client meetings, summarising any additional actions required, including follow-up• Up-selling, cross-selling and refer business to other areas of the bank (e.g. Private Banking, Corporate Banking, etc.).

Pipera Branch/ Lipscani Branch- Bucharest, Romania

• Coordinating the operational activity of the branch, by checking and authorising all banking (cash and non-cash) operations•Responsible for reconcilement of the daily, weekly and monthly reports regarding all the banking operations•Responsible for the Compliance and AML activities•Good knowledge of the norms for discount and cash desk operations, the Foreign Currency Regulation, the NBR Norms, as well as the entire law material related to the proper performance of the activity;•Develops and maintain good relations with the existing clients and identify their needs regarding banking products/services•Coordinating the cross-selling process and identify new business opportunities•Administrate Corporate and SME loans (disbursements and payments according to the loan destination); •Responsible for the 1st rank internal control activity•Review workflow and propose solutions to increase efficiency and reduce operational risk, prepare monthly and quarterly reports on operational risk•Quarterly and Yearly Individual Performance discussions and appraisal

Iuliu Maniu Branch- Bucharest, Romania

•Responsible for ensuring professional services to retail and corporate clients by handling all customers related operational transactions•Responsible for opening and closing the accounts for individual and company clients•Providing comprehensive, prompt and efficient customer service in non-cash transactions•Manages an existing clients portfolio and take care that the customer receives the information regarding he account balances, fees and other conditions of the various bank services•Manages the cards applications from the clients

Ba, Economics, 9.75/10

Final year Paper: EURO in the European economic development equation Coordonator: Professor Cosmin Marinescu

Ma, Banking Systems Management (Ms Bank)

Dissertation Paper: “Interest rate risk” Coordonator: Professor Nicolae Dardac, PhD

Mathematics And Informatics-Intensive English