Cristine Snyder Email & Phone Number

Marietta, Ga

Atlanta, Ga

Independently analyze and validate sub-prime customer credit applications in an efficientand timely manner in compliance with credit policy standards.Make independent lending decisions within authority limits and makerecommendations for higher level approval as appropriate.Maintain a consistent processing volume of daily applications.Communicate thoroughly with dealer partners and RSD's as necessary.

Kennesaw, Ga

Analysis of credit applications supporting 117 CarMax locations nationwide on a small credit team handling over 10,000 manual applications per month, maximizing company profit by reducing loss rates and process streamlining. Guide stores with alternate approval suggestions and recommendations. Evaluate risk and credit worthiness for consumers with varied levels of credit profiles, analysis and tracking of risk based pocket portfolio and changing credit trends. Works closely with store management to meet consumer financing needs and gather additional information used to evaluate creditworthiness. Minimize fraud as well as consumer identity theft or abuse. Ensure applications meet company guidelines and are compliant with all local, regional, and federal lending mandates.Make decision recommendations for tier 1 management and committee review for exceptions from policyRe-evaluate policies and procedures based on credit trends, laws, and risk analysisCreation of Policy and Procedure and company compliance training of ECOA, FCRA, FACT Act, Federal Red Flag Rules, and California Identity RegulationsFraud investigation, ACDV, credit correspondence dispute and resolution Evaluation and updating existing Policies and Procedures to reflect current credit and lending trends, lending laws, and acceptable stipulations/verification guidelines Managing monthly reporting, summaries, documentation, credit automation

Kennesaw, Ga

Las Vegas, Nevada Area

Las Vegas, Nevada Area

Las Vegas, Nevada Area