Crystal Mora Email & Phone Number

Los Angeles, Ca, Us

El Monte, California, United States

• Perform in-depth review of customer and transaction activity for trends and patterns of unusual or suspicious activity in compliance with the BSA/AML, USA Patriot Act, OFAC and other financial crimes. • Prepare written investigation narratives and other required reports in compliance with established regulatory guidelines, procedures and time frames. As assigned, creates and files Suspicious Activity Report with FinCEN• Investigate cases involving, but not limited to cash structuring, wire transfers, rapid movement, interstate funnel, negotiable instruments, and reports from branches regarding their customer's activity• Maintain a good understanding of the BSA regulations and FinCEN guidelines relative to BSA Suspicious Activity Reporting and current money laundering schemes and investigative techniques required to detect such schemes.

El Monte, California, United States

• Analyze information received related to sanctions alerts and conducting any necessary research to determine whether the alert and transactions involve a sanctioned party or otherwise violates sanction programs and dispositioning the alerts as false positives or positive matches.• Evaluate customer records, external data, and other information to identify potential sanctions violations. • Directed the blocking of assets and rejection of transactions as required by law and file required regulatory reports, primarily with the FinCEN

El Monte, California, United States

• Conduct comprehensive research and/or background investigations on transactions, individuals, entities, organizations or locations to identify and mitigate associated sanctions, credit, financial crimes, and reputational risks and thoroughly documenting findings. • Ensure compliance with guidelines set forth in federal/state anti-money laundering laws and regulations including the Bank Secrecy Act and various sanctions regulations, and in accordance with policy/procedures set by the bank and escalate confirmed sanctions alerts, PEP matches and other risks appropriately.• Refine desk investigation procedures, making process recommendation to increase efficiency and risk mitigation effectiveness as Triage Lead Representative.

El Monte, California, United States

• Screen customers, prospects or transactions against various regulatory reporting lists and regionally based sanctions watch lists. • Evaluate risks to determine permissibility under sanctions regulations and/or BSA/AML regulations. • Used different systems/programs such as: LexisNexis, Westlaw, ALACRA, COPS, CSTONE to support and maintain EDD and BSA compliance on an ongoing basis.

Long Beach, California, United States

Downey, California, United States

- Responsible for conducting daily banking transactions from deposits to detailed international wire transfers, while providing exceptional customer service and demonstrating accuracy -Demonstrated ability to quickly grasp concepts and new software by becoming the Highest Performing Bank Teller of the Quarter -Ensured maximum sales opportunities by evaluating customer’s profile, identifying needs, & providing solutions -Partnered with Service Manager on completing control tasks on a timely manner. Performed daily and monthly audits on all cash vaults and ATMs-Partner with Bankers to enhance, and build a proactive relationships between the two job families -Used profiling analysis tools to identify cross sell opportunities and makes outbound sales calls typically by phone to increase product per customer ratio -Ability to navigate multiple computer systems, applications, and utilize search tools to find information •Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss