There are only two ways that anyone in the financial services business can help you.One way is to help you find better products that potentially pay higher rates of return, which often require more risk. This is the approach that most financial advisors take.The second way is to help you be more efficient with the money you already have by avoiding unnecessary losses. This is my approach.I help people discover money that they are currently losing unknowingly and unnecessarily in their:1) Mortgage (structure)2) Taxes3) Qualified plan contributions over and above the company match4) Education expenses5) Major capital purchasesI believe there is more opportunity to SERVE my clients by helping them avoid the losses than by picking the winners.
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